The fact that three ships sank.
The thought that America was at war with other countries.
Frank Towers causing the ships to sink
Urban folk tales are not always based on real people.
“Frank Towers, a Man of Mystery”
“Surviving the Impossible”
“The Legend of Frank Towers Debunked”
“How to Survive Doomed Ships”
Middle-aged fireman in the engine room
Ordinary, hardworking person
Captain of the Lusitania
Here's an interesting quiz for you.