Collecting Borrower Profiles In The Field

The purpose of a Borrower Interview Form is to collect information that will be used to create the borrower profile on the Kiva website. This form helps gather important details about the borrower, such as their background, financial situation, and the purpose of the loan. This information is then used to create a comprehensive borrower profile on the Kiva website, which provides potential lenders with the necessary information to make an informed decision about lending to that borrower.

To appear in the borrower photo, the borrower's face is required. This means that the borrower needs to be present and have their face visible in the photo. The other options mentioned, such as the borrower's house or the items purchased with the loan, are not necessary for the borrower to appear in the photo.

Field staff should stand 2-3 meters away from the borrower when taking a photo. This distance allows for a clear and focused image of the borrower while maintaining a comfortable proximity. Standing too close may result in distortion or blurriness, while standing too far may result in a less detailed image. Therefore, a distance of 2-3 meters strikes a balance between capturing a clear photo and respecting personal space.

The purpose of the client waiver is to confirm the borrower's consent to appear on the Kiva website. This waiver ensures that the borrower is aware and agrees to have their information and story shared on the Kiva platform for potential lenders to see. It is important to obtain the borrower's consent to respect their privacy and ensure transparency in the lending process. The client waiver does not collect information for the borrower profile or record repayment history; its main focus is on obtaining consent for appearing on the Kiva website.

The correct answer is False. Kiva lenders must choose to fund loans. This means that not all loans posted on Kiva's website are guaranteed to receive funding. It is up to the individual lenders to decide which loans they want to fund.

The explanation for the correct answer is that lenders need to have a clear understanding of how their funds will be utilized by the borrower. This is important for lenders to assess the risk associated with the loan and make an informed decision. By knowing how the loan will be used, lenders can evaluate whether the borrower's plans align with their own risk appetite and determine if the loan is likely to be repaid successfully. Therefore, it is crucial for the borrower profile to provide a detailed explanation of how the loan will be utilized.

The borrower must sign the waiver before his/her profile is posted on the Kiva website because the waiver is a legal document that grants permission for the borrower's information to be shared publicly. Without the signed waiver, it would be a violation of privacy and potentially illegal to post the borrower's profile on the website.

All of the above options are acceptable methods for transmitting information from the field to the staff who will post loans in PA2. Field staff can choose to email the information, upload it to a central database, or use couriers to physically transport paper forms. Each method has its own advantages and may be preferred depending on the specific circumstances and resources available.

When taking a photo, field staff should ask the borrower to face the sun or other light source. This is because facing the sun or a light source ensures that the borrower's face is well-lit and visible in the photo. This helps in capturing clear and detailed images for documentation purposes.

A borrower profile typically includes the given name of the borrower, as it is essential to identify the individual. It also includes a photo of the borrower, as it helps to visually confirm the borrower's identity. Additionally, the loan amount and repayment schedule are included in the borrower profile as they provide crucial information about the loan agreement and the borrower's financial obligations. The address and phone number of the borrower may or may not be included in the borrower profile, as it depends on the specific requirements and policies of the lending institution.

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