1.
Which of the following statements is true?
Correct Answer
B. MSHL does not duplicate integrated shield plans
Explanation
MSHL stands for Medisave for Singaporeans with a Higher Level of Subsidy. It is a government scheme that provides additional subsidies for lower-income Singaporeans to help them afford their healthcare expenses. Integrated Shield Plans (ISPs) are private insurance plans that provide additional coverage on top of the basic MediShield Life coverage. The given answer states that MSHL does not duplicate integrated shield plans, meaning that MSHL and ISPs serve different purposes and do not overlap in terms of coverage.
2.
The Pioneer Generation subsidy for simple chronic condition is $90 per visit. True or False?
Correct Answer
A. True
Explanation
The Pioneer Generation subsidy for simple chronic condition is $90 per visit. This means that individuals who belong to the Pioneer Generation will receive a subsidy of $90 for each visit they make for a simple chronic condition. Therefore, the statement is true.
3.
Pioneers enjoy an additional _____ off subsidised services and standard drugs at polyclinics and public SOCs.
Correct Answer
B. 50%
Explanation
Pioneers enjoy an additional 50% off subsidised services and standard drugs at polyclinics and public SOCs.
4.
When was the additional 50% off subsidised drugs implemented at subsidised specialist outpatient clinics and polyclinics?
Correct Answer
C. January 2015
Explanation
The additional 50% off subsidised drugs was implemented at subsidised specialist outpatient clinics and polyclinics in January 2015.
5.
What is the subsidy rate for PG for this dental treatment - Crown (metal, porcelain)?
Correct Answer
C. $137.50
Explanation
The subsidy rate for PG for the dental treatment Crown (metal, porcelain) is $137.50.
6.
Who are Pioneers (PGs)?
Correct Answer
C. Born in 1949 or earlier + Acquired citizenship before 1987
Explanation
Pioneers (PGs) are individuals who were born in 1949 or earlier and acquired citizenship before 1987. This means that they must have been born before 1949 and became citizens of a particular country before 1987. The other conditions mentioned in the question, such as reaching age 65 and acquiring citizenship before 1999, are not relevant to defining Pioneers.
7.
To be eligible for the blue CHAS card, the household monthly income per person must be _______________.
Correct Answer
D. $1,100 and below
Explanation
To be eligible for the blue CHAS card, the household monthly income per person must be $1,100 and below. This means that individuals whose monthly income is equal to or less than $1,100 per person in the household are eligible for the blue CHAS card.
8.
The CHAS card is valid for _____ years.
Correct Answer
A. Two
Explanation
The CHAS card is valid for two years.
9.
What is the annual claim limit for MediShield?
Correct Answer
B. $70,000
Explanation
The annual claim limit for MediShield is $70,000. This means that the maximum amount an individual can claim in a year for medical expenses covered by MediShield is $70,000. Any expenses exceeding this limit will not be covered by the insurance.
10.
The Transitional Subsidy helps to phase in the impact of MediShield Life premium increases for the first ____ years.
Correct Answer
C. 4
Explanation
The Transitional Subsidy helps to phase in the impact of MediShield Life premium increases for the first 4 years. This means that for the initial 4 years, individuals will receive financial assistance to gradually adjust to the higher premiums imposed by MediShield Life. This subsidy aims to alleviate the immediate burden of increased healthcare costs and provide a smoother transition for policyholders.
11.
The Disability Assistance Scheme payout will be given to eligible PG for _______.
Correct Answer
D. Life
Explanation
The Disability Assistance Scheme payout will be given to eligible PG for life. This means that individuals who qualify for the scheme will receive the payout for the duration of their life, providing ongoing financial support and assistance for their disability.
12.
What does CHAS stand for?
Correct Answer
A. Community Health Assist Scheme
Explanation
The correct answer is "Community Health Assist Scheme". This scheme provides subsidies for Singaporeans who need help with their medical expenses, including outpatient treatments and medications. It aims to make healthcare more affordable and accessible to the community.
13.
What are the two types of CHAS card?
Correct Answer
A. Blue and Orange
Explanation
The correct answer is Blue and Orange. CHAS card is a type of card issued in Singapore that provides subsidies for medical and dental care at participating clinics. The Blue CHAS card is for lower- to middle-income Singaporeans, while the Orange CHAS card is for Pioneer Generation and Merdeka Generation seniors. These two types of cards cater to different groups of individuals based on their income and age, providing them with access to affordable healthcare services.
14.
What is the MediShield Life hotline?
Correct Answer
A. 1800-222-3399
Explanation
The correct answer is 1800-222-3399. This is the hotline number for MediShield Life, a healthcare insurance scheme in Singapore. Calling this number allows individuals to inquire about their coverage, make claims, and seek assistance with any issues related to their MediShield Life policy.
15.
As of 15 November 2015, which of the following schemes are part of Singapore's 3M healthcare system?
Correct Answer
A. Medisave, MediShield Life, MediFund
Explanation
The correct answer is Medisave, MediShield Life, MediFund. These three schemes are part of Singapore's 3M healthcare system. Medisave is a compulsory savings account that Singaporeans contribute to for their healthcare expenses. MediShield Life is a national health insurance scheme that provides coverage for large hospital bills and certain outpatient treatments. MediFund is a safety net scheme that provides financial assistance to Singaporeans who are unable to afford their medical bills, even after utilizing their Medisave and MediShield Life coverage.
16.
The PG hotline number is ______________.
Correct Answer
C. 1800-222-2888
Explanation
The correct answer is 1800-222-2888. This is the correct hotline number for PG.
17.
The Pioneer Generation Package is for ____________.
Correct Answer
D. Life
Explanation
The Pioneer Generation Package is a healthcare and financial assistance package provided by the Singapore government for the lifetime of eligible individuals. It is not limited to a specific age range or retirement age, but instead covers the entirety of a person's life. This package aims to support and recognize the contributions of the pioneer generation in Singapore.
18.
Which of the following pensioner schemes will the Government be providing full subsidises for their MediShield Life Premiums?
Correct Answer
B. Fixed Amount on Ward (FAW) and Co-Payment on Ward (CPW)
Explanation
The Government will be providing full subsidies for the MediShield Life premiums of pensioners under the Fixed Amount on Ward (FAW) and Co-Payment on Ward (CPW) schemes.
19.
For Pioneers to qualify for the DAS, he/she needs help with at least _____ Activities of Daily Living.
Correct Answer
B. 3
Explanation
To qualify for the DAS (Disability Assistance Scheme), Pioneers need help with at least three Activities of Daily Living (ADL). This means that they require assistance with three essential tasks such as eating, bathing, dressing, or mobility. The DAS provides support and services to individuals who have difficulty performing these activities independently due to a disability or impairment.
20.
The Orange CHAS card is for household monthly income per person of ____________.
Correct Answer
D. Between $1,101 and $1,800
Explanation
The Orange CHAS card is for households with a monthly income per person between $1,101 and $1,800. This means that individuals in households earning within this income range are eligible to apply for and use the Orange CHAS card, which provides subsidized healthcare services.