Let's assume that the amount of money Ubay has is 5x and the amount of money Onos has is 4x. Since the ratio between Onos and Toni is 3:4, we can assume that the amount of money Toni has is 4y.
According to the given information, the total amount of money they have is 43,000. Therefore, we can write the equation as 5x + 4x + 4y = 43,000.
Simplifying the equation, we get 9x + 4y = 43,000.
To find the value of y, we need to substitute the value of x into the equation. Since the answer is Rp. 12,000, we can conclude that the amount of money Onos has is Rp. 12,000.