What is the difference between Blue Cross and Blue Shield?

You should know that Blue Cross will stand for some hospitals and doctors that are willing to accept certain insurance plans. You need to know that this is different from Blue Shield.

Blue Cross will allow you to find the network that you need so that you can find the best coverage for you. Blue Shield, on the other hand, will be in charge of providing the coverage that you need.

Blue Shield will make sure that you will have the right medical contract that will be perfect for your various needs. Take note that Blue Cross and Blue Shield may work together to provide you with the best coverage.

The United States Blue Cross and Blue Shield (BCBSA) used to be two different organizations. One was called Blue Cross Association, and the other is the Association of Blue Shield Plans. Before 1929, health insurance did not exist, as hospitals and doctors did not possess the resources to be able to treat patients with anywhere near the thoroughness they do today.

They just simply did not have the appropriate equipment that hospitals and medical facilities have today. It is because Blue Cross and Blue Shilled appeared, health insurance came into fruition. Blue Cross came to be in 1929.

It was created to provide prepaid coverage for hospital care services. While Blue Shield began in 1939, and their attention was on hospital care. BlueCross and Blue Shield merged in 1982, and ever since, the Blue Cross Blue Shield Association has worked to provide personalized healthcare to every state and federal territory.