An atom contains particles that are positively charged (protons), negatively charged (electrons), and neutral (neutrons). These particles are essential for the structure and behavior of an atom. Protons and neutrons are located in the nucleus of the atom, while electrons orbit around the nucleus. The balance between the positive charge of protons and the negative charge of electrons determines the overall charge of the atom, which can be neutral, positive, or negative. Therefore, the correct answer is that an atom contains positively charged, negatively charged, and neutral particles.