Health Insurance Today Chap 9 -next Step Chap 3

62 Questions | Attempts: 76
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Health Insurance Quizzes & Trivia

Review quiz mod 4 week 3


Questions and Answers
  • 1. 

    A federal insurance program, established in 1966, for people 65 years old and older and certain other qualifying individuals is

    • A.

      Medicaid

    • B.

      Medicare

    • C.

      Medigap

    • D.

      Managed care

    Correct Answer
    B. Medicare
  • 2. 

    The act that provides for a federal system of old age, survivors, disability, and hospital insurance is the

    • A.

      Federal insurance contribution act (FICA)

    • B.

      Health insurance portability and accountability act (HIPPA)

    • C.

      Emergency medical treatment and active labor act (EMTLA)

    • D.

      Consolidated omnibus budget reconciliation act (COBRA)

    Correct Answer
    A. Federal insurance contribution act (FICA)
  • 3. 

    The are _____________ parts to the medicare program

    • A.

      Two

    • B.

      Three

    • C.

      Four

    • D.

      Five

    Correct Answer
    C. Four
  • 4. 

    Part ________ of medicare helps pay for charges incurred during an inpatient hospital stay

    • A.

      A

    • B.

      B

    • C.

      C

    • D.

      D

    Correct Answer
    A. A
  • 5. 

    Part ________ of medicare helps pay for physician and outpatient charges

    • A.

      A

    • B.

      B

    • C.

      C

    • D.

      D

    Correct Answer
    B. B
  • 6. 

    Part _____ of medicare includes the new medicare advantage options

    • A.

      A

    • B.

      B

    • C.

      C

    • D.

      D

    Correct Answer
    C. C
  • 7. 

    Part ____ of medicare helps pay for perscription drugs

    • A.

      A

    • B.

      B

    • C.

      C

    • D.

      D

    Correct Answer
    D. D
  • 8. 

    Medicare part a helps pay for all of the following except

    • A.

      Office visits

    • B.

      Home healthcare

    • C.

      Hospice

    • D.

      Blood

    Correct Answer
    A. Office visits
  • 9. 

    An individual who has health insurance coverage through both the medicare and medicaid programs is commonly referred to as a

    • A.

      Client

    • B.

      Customer

    • C.

      Beneficiary

    • D.

      Member

    Correct Answer
    C. Beneficiary
  • 10. 

    A private organization that contracts with medicare to pay part a and some of part b bills is referred to as a

    • A.

      Beneficiary

    • B.

      Third party

    • C.

      Financial mediator

    • D.

      Fiscal intermediary

    Correct Answer
    D. Fiscal intermediary
  • 11. 

    Individuals pay for medicare part b coverage through

    • A.

      Wage deductions

    • B.

      Monthly premiums

    • C.

      Personal checks

    • D.

      Electronic funds transfers

    Correct Answer
    B. Monthly premiums
  • 12. 

    Fees that medicare permits for a particular procedure, service, or supply are called

    • A.

      UR fees

    • B.

      Cap limits

    • C.

      Restrictive fees

    • D.

      Allowable fees

    Correct Answer
    D. Allowable fees
  • 13. 

    The duration of time during which a medicare beneficiary is eligible for part a benefits for inpatient hospital or skilled nursing facility charges is called a/an

    • A.

      Time period

    • B.

      Limiting phase

    • C.

      Benefit period

    • D.

      Episode of care

    Correct Answer
    C. Benefit period
  • 14. 

    Medicare part d began in

    • A.

      1965

    • B.

      1996

    • C.

      2002

    • D.

      2006

    Correct Answer
    D. 2006
  • 15. 

    The term used when medicare is not responsible for paying first because of coverage under another insurance policy is

    • A.

      Medigap

    • B.

      Medi-medi

    • C.

      Supplemental payer

    • D.

      Medicare secondary payer (MSP)

    Correct Answer
    D. Medicare secondary payer (MSP)
  • 16. 

    When a service or procedure meets medicares criteria for coverage, it is said to be

    • A.

      Eligible

    • B.

      Qualifying

    • C.

      Medically necessary

    • D.

      An entitlement

    Correct Answer
    C. Medically necessary
  • 17. 

    When it is likely the medicare will not pay for a service or procedure, that patient should be asked to sign a/an

    • A.

      ABN

    • B.

      Cms-1500

    • C.

      Release of information

    • D.

      Assignment of benefits

    Correct Answer
    A. ABN
  • 18. 

    Medicares fee schedule is based on a system whereby each payment value is found within a range of payments known as

    • A.

      OOPS

    • B.

      RBRVS

    • C.

      Fee for service

    • D.

      Usual, customary, and reasonable

    Correct Answer
    B. RBRVS
  • 19. 

    Insurance coverage that is typically primary to medicare includes all of the following except

    • A.

      Medicaid

    • B.

      Group health plans

    • C.

      Workers compensation

    • D.

      Automobile liability insurance

    Correct Answer
    A. Medicaid
  • 20. 

    When a medicare claim is filed, the beneficiary receives a document explaining the claim adjudication called a/an

    • A.

      SPRA

    • B.

      MSN

    • C.

      ABN

    • D.

      EOB

    Correct Answer
    B. MSN
  • 21. 

    Beneficiaries who are not satisfied with the amount of a claim reimbursement may file a/an

    • A.

      Secondary claim

    • B.

      Grievance

    • C.

      Appeal

    • D.

      ABN

    Correct Answer
    C. Appeal
  • 22. 

    There are ______ levels to the medicare appeals process

    • A.

      Three

    • B.

      Five

    • C.

      Seven

    • D.

      Ten

    Correct Answer
    B. Five
  • 23. 

    Medicare payments can be automatically deposited into a providers designated bank account using

    • A.

      Money orders

    • B.

      Cashiers checks

    • C.

      Certified deposits

    • D.

      Electronic funds transfers

    Correct Answer
    D. Electronic funds transfers
  • 24. 

    Studies performed to improve the processes and outcomes of patient care are called

    • A.

      Appeals

    • B.

      Peer reviews

    • C.

      Redeterminations

    • D.

      Quality review studies

    Correct Answer
    D. Quality review studies
  • 25. 

    The act that established quality standards for all laboratory testing to ensure safety, accuracy, reliability, and timeliness is

    • A.

      CLIA

    • B.

      LMRP

    • C.

      EMTLA

    • D.

      COBRA

    Correct Answer
    A. CLIA
  • 26. 

    Coverage with medicare part c (medicare advantage plans) typically includes both part a and part b expenses

    • A.

      True

    • B.

      False

    Correct Answer
    A. True
  • 27. 

    All medicare advantage plans offer the exact same coverages as original medicare

    • A.

      True

    • B.

      False

    Correct Answer
    B. False
  • 28. 

    Under medicare part d, individual prescription drug plans must offer no less than the basic medicare coverage

    • A.

      True

    • B.

      False

    Correct Answer
    A. True
  • 29. 

    An individual cannot qualify for both medicare and medicaid

    • A.

      True

    • B.

      False

    Correct Answer
    B. False
  • 30. 

    There are 20 standard medigap policies

    • A.

      True

    • B.

      False

    Correct Answer
    B. False
  • 31. 

    The 6-month period during which and individual can sign up for the medicare program is called the open enrollment period

    • A.

      True

    • B.

      False

    Correct Answer
    A. True
  • 32. 

    Medicare is always the "payer of last resort"

    • A.

      True

    • B.

      False

    Correct Answer
    B. False
  • 33. 

    A medicare beneficiary can sign a special release of information that is good for his/her lifetime

    • A.

      True

    • B.

      False

    Correct Answer
    A. True
  • 34. 

    Local medical review policies (LMRPs) outline general provisions for acceptance or rejection of medicare claims

    • A.

      True

    • B.

      False

    Correct Answer
    A. True
  • 35. 

    Local coverage decisions (LCDs) focus exclusively on whether a service is reasonable and necessary according to the ICD-9 code that corresponds with the CPT code

    • A.

      True

    • B.

      False

    Correct Answer
    A. True
  • 36. 

    The letter "A" following a beneficiary's social security number on the HICN indicates the individual was a wage earner

    • A.

      True

    • B.

      False

    Correct Answer
    A. True
  • 37. 

    Medicare nonPARs do not have to submit claims for medicare patients

    • A.

      True

    • B.

      False

    Correct Answer
    B. False
  • 38. 

    The "limiting charge" for nonPARs is 15% lower than that allowed for a PAR provider

    • A.

      True

    • B.

      False

    Correct Answer
    B. False
  • 39. 

    For a medicare "simple" claim, blocks 9* through 9d are not to be reported

    • A.

      True

    • B.

      False

    Correct Answer
    A. True
  • 40. 

    A claim for which a beneficiary elects to assign benefits under a medigap policy is called a "mandated medigap transfer"

    • A.

      True

    • B.

      False

    Correct Answer
    A. True
  • 41. 

    ASCA requires that all initial medicare claims be filed electronically without exception

    • A.

      True

    • B.

      False

    Correct Answer
    B. False
  • 42. 

    The dealine for filing medicare claims is 1 year after the last date of service

    • A.

      True

    • B.

      False

    Correct Answer
    B. False
  • 43. 

    Only medicare beneficiaries can file an appeal

    • A.

      True

    • B.

      False

    Correct Answer
    B. False
  • 44. 

    A "small provider" is one with fewer that 25 full time employees

    • A.

      True

    • B.

      False

    Correct Answer
    A. True
  • 45. 

    A private organization that administers part b claims is called a peer review organization

    • A.

      True

    • B.

      False

    Correct Answer
    B. False
  • 46. 

    In order to qualify for medicare coverage, durable medical equipment (DME) must be ordered by a physician for use in the home and must be reusable

    • A.

      True

    • B.

      False

    Correct Answer
    A. True
  • 47. 

    Medicare now pays for certain screening procedures in their "welcome to medicare" program

    • A.

      True

    • B.

      False

    Correct Answer
    A. True
  • 48. 

    Medicare part d covers long-term (nursing home) care

    • A.

      True

    • B.

      False

    Correct Answer
    B. False
  • 49. 

    Medicare managed care plans fill the "gaps" in basic medicare similar to medigap policies

    • A.

      True

    • B.

      False

    Correct Answer
    A. True
  • 50. 

    The HMO is the most expensive and least restrictive type of medicare managed care plan

    • A.

      True

    • B.

      False

    Correct Answer
    B. False

Quiz Review Timeline +

Our quizzes are rigorously reviewed, monitored and continuously updated by our expert board to maintain accuracy, relevance, and timeliness.

  • Current Version
  • Mar 22, 2022
    Quiz Edited by
    ProProfs Editorial Team
  • Jun 17, 2010
    Quiz Created by
    Coofoogirl555
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