Life Skills Training For CAregivers and Youth: Understanding Your Credit (CA)

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3. If you don't agree with information that has been reported to one of the credit bureaus

You can ignore it and explain the problem to the lender when you try to get a loan

You should contact the credit bureau to let them know you dispute the information

You should get an attorney

You should do nothing unless all three bureaus have inaccurate information

7. The top three factors impacting your credit score are

Payment history, amount owed and Length of credit history

Amount of new credit, Type of credit used, and Number of installment loans

Frequency of applying for credit, frequency of requesting your credit report, and type of credit used

Payment history, amount of new credit, and number of closed account

9. You are allowed, by law, to review your credit history for free

You are allowed, by law, to review your credit history for free three times per year

Once a year from each of the three major credit bureau agencies

Once a year from only one of the major credit bureau agencies

As frequently as once per month

Life Skills Training For CAregivers and Youth: Understanding Your Credit (CA)

1. Mortgages and car loans have no impact on your credit history.

2.

What first name or nickname would you like us to use?

2. The highest credit score you can get is

3. If you don't agree with information that has been reported to one of the credit bureaus

4. There is no need for a young adult to check their credit report if they have not yet taken out any loans or applied for any credit cards.

5. Your credit history may have an impact on

6. Your credit history may have an impact on

7. The top three factors impacting your credit score are

8. When you request your own credit report from any or all of the credit bureaus, you don't have to worry about points being deducted from your credit score.

9. You are allowed, by law, to review your credit history for free

10. Student loans are considered