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Financial Literacy Quiz

9 Questions  I  By Kqed
Finance Quizzes & Trivia
Do you know your consumer rights? Try this quiz and find out!

  
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Question Excerpt

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1.  Because I need my social security number for so many things, it’s a good idea to keep my social security card in my wallet so I can show it whenever someone asks for it.
A.
B.
2.  I received an e-mail from my bank telling me to click on a link and verify my account information.  If I don’t do this, I could have problems with my account.
A.
B.
3.  I just got my first credit card, and suddenly I’m getting all kinds of credit card offers in the mail.  If I want, I can contact someone to stop sending me this junk mail.
A.
B.
4.  I just bought my first car and got a loan to pay for it.  Some months, though, I have trouble making my payments.  If I default on my loan, only this lender will know about it, and some day, if I need another loan, I’ll still be able to get it from another lender.
A.
B.
5.  I want to know what my credit report says about my credit history, but the information is secret and I can't get a copy because only banks can see my credit report.
A.
B.
6.  I received a lot of money for my graduation, and I want to go to the mall to buy a new laptop.  Even though I have the cash, it might still be better to use my credit card to pay for the laptop.
A.
B.
7.  If I’m late in paying my credit card bill, I may have to pay a late fee in addition to interest charges, and my interest rate may also increase.
A.
B.
8.  I received an e-mail from a stranger in a foreign country telling me that he has inherited about $15 million from his uncle, but cannot get the money out because of complicated rules. He promises that if I send him $500 to help him, I’ll be guaranteed a percentage of the inheritance. Since the e-mail sender knew my name and e-mail address, I can trust him.
A.
B.
9.  I received a pre-approved credit offer, but I already have a credit card and don’t want another one.  I should shred the offer before I throw it out, because it might contain personal information that could be used for identity theft.
A.
B.
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