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Question Excerpt From Credit Sense
Paying the minimum amount due each month is the fastest and cheapest way to lower debt. A bad credit report could hurt your chances of getting a new job or an apartment. As long as you have a credit card, you don’t need an emergency savings fund. Under the new Credit CARD Act, adults under 21 will need a cosigner to be approved for a credit card.Online “phishing” scams are the most common methods criminals use to commit identity theft.
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