Teens And Auto Insurance Quiz

11 Questions | Total Attempts: 1020

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Auto Insurance Quizzes & Trivia

Think you know everything there is to know about insurance related to teenagers? Take this test to find out!


Questions and Answers
  • 1. 
    Does auto insurance automatically cover all licensed family members including new teens and college-aged drivers?
    • A. 

      Yes

    • B. 

      No

  • 2. 
    Should families bundle children into parents' policies or purchase separate policies for kids?
    • A. 

      Bundle on parents' policies.

    • B. 

      Keep separate policies.

    • C. 

      Consider unique circumstances.

  • 3. 
    Will parents pay higher premiums for auto insurance for new teen drivers regardless of gender?
    • A. 

      Yes

    • B. 

      No

  • 4. 
    Should liability limits on auto policies increase to cover new teen drivers?
    • A. 

      Yes

    • B. 

      No

  • 5. 
    What are liability levels for insurance?
    • A. 

      They're the same in every state.

    • B. 

      They differ state-to-state based on income.

    • C. 

      Each state has a unique flat rate insurance liability level.

  • 6. 
    Should teenagers with a driver's license be insured to drive even if they don't own a vehicle?
    • A. 

      Yes

    • B. 

      No

  • 7. 
    Will parents' auto insurance cover accidents with uninsured motorists for any family member?
    • A. 

      Yes

    • B. 

      No

  • 8. 
    What types of auto insurance discounts are available for teen drivers?
    • A. 

      No discounts for teen drivers.

    • B. 

      Most impressive driving skills discount.

    • C. 

      Education and good grades discounts.

  • 9. 
    If a teenage driver is at fault in an accident or involved in a hit-and-run, will the family insurance policy cover accident claims?
    • A. 

      Yes

    • B. 

      No

  • 10. 
    If a college student attending school out of state drives a family vehicle, does family auto insurance cover the driver and the vehicle?
    • A. 

      Yes

    • B. 

      No

  • 11. 
    Is auto insurance written to cover the driver, the vehicle, or both?
    • A. 

      Driver

    • B. 

      Vehicle

    • C. 

      Both

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