Section 1b - Vba Ethics

10 Questions

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Ethics Quizzes & Trivia

Answer the following 10 questions as it pertains to VBA Ethics.


Questions and Answers
  • 1. 
    What is a VBA?
    • A. 

      A trained professional in preparing all bankruptcy petitions

    • B. 

      A trained/certified chapter 7 and chapter 13 petition preparer for attorneys

    • C. 

      An individual that prepares chapter 7 and chapter 13 petitions for the general public

  • 2. 
    What is the main responsibility of a VBA?
    • A. 

      Prepare bankruptcy petitions on behalf of local judges

    • B. 

      Prepare bankruptcy petitions under the direct supervision of Consumer Bankruptcy Attorneys

    • C. 

      Submit attorney prepared petitions to debtors

  • 3. 
    What does UPL stand for?
    • A. 

      Unauthorized Petition of the Law

    • B. 

      Useful Practice of Law

    • C. 

      Unauthorized Practice of Law

  • 4. 
    A VBA can call the client on behalf of the attorney without permission.
    • A. 

      True

    • B. 

      False

  • 5. 
    If a VBA is unable to perform his/her responsibilities for the client, they may use the assistance of another VBA to assist them in completing the required task without informing the attorney?
    • A. 

      True

    • B. 

      False

  • 6. 
    What is the correct way to handle this situation:  An attorney's client calls you directly and said they omitted to add additional income to their Schedule I.
    • A. 

      Inform the client that they will have to resubmit an updated Schedule I for the attorney to review

    • B. 

      The client must contact the attorney directly regarding the omission of income

    • C. 

      You may update the income on Schedule I and advise the attorney of the update and provide the updated Schedule

  • 7. 
    What does UPL stand for?  What is the appropriate procedure:  An attorney's client asks if they will lose their new diamond watch if they file bankruptcy.
    • A. 

      Inform the client that if they purchased the item 90-days prior to filing bankruptcy then they will not lose the item.

    • B. 

      Advise the client that due to UPL laws, as a Virtual Bankruptcy Assistant you are not allowed to answer this question and the client must contact the attorney directly.

    • C. 

      Inform client to read the appropriate schedule regarding personal property.

  • 8. 
    Virutal Bankruptcy Assistants must be licensed in the state in which they are performing petition preparation services for attorneys?
    • A. 

      True

    • B. 

      False

  • 9. 
    Most VBA's do not prepare bankruptcy petitions for the public?
    • A. 

      True

    • B. 

      False

  • 10. 
    A Virtual Bankruptcy Assistant is also known as a Bankruptcy Attorney Assistant?
    • A. 

      True

    • B. 

      False