Plsc Pcio Quiz June 11, 2013

5 Questions | Total Attempts: 35

SettingsSettingsSettings
Plsc Pcio Quiz June 11, 2013 - Quiz

Questions and Answers
  • 1. 
    What is the collision type in Mighigan that  waives the deductible if the insured is less than 50% at fault for an accident, but will continue to offer collision in other circumstances with a deductible?
    • A. 

      Regular

    • B. 

      Broadened

    • C. 

      Limited

  • 2. 
    What is the non-profit association that was established in 1978 by the Michigan Legislature because insurance companies were unable to obtain reinsurance for Michigan automobile no-fault insurance policies, which provide unlimited medical benefits?
    • A. 

      MCCA Fund

    • B. 

      MCCA Fee

  • 3. 
    Which PIP option in Michigan provides a credit to the PIP premium in return for the PIP coverage being EXCESS over their healthcare or work loss coverage, which would be PRIMARY for medical expenses or work loss that results from an automobile accident?
    • A. 

      Full

    • B. 

      Work Loss Rejection

    • C. 

      Coordination of Benefits

  • 4. 
    Where can you find the groups eligible for the Group Discount in Michigan?
    • A. 

      Elibrary

    • B. 

      Inquira

    • C. 

      Need to call SST

  • 5. 
    This coverage is also known as Mini Tort. Michigan is a No Fault state, and therefore you collect from your own insurance, even if the other party was at fault. Michigan state law limits the amount collectable from the at fault party for property damage to $1,000. This coverage  provides up to $1,000 per accident to cover the insured's legal liability for property damage to another vehicle or for a Small Claims Court judgment for property damage to another vehicle. What is this coverage that is only available in Michigan?
    • A. 

      Maximum Property Damage

    • B. 

      Limited Property Damage

    • C. 

      Security Plus Travel

Back to Top Back to top