Open Season Benefits Quiz 2017

8 Questions

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Open Season Benefits Quiz 2017

Questions and Answers
  • 1. 
    What is a referral? 
    • A. 

      Your primary care doctors written approval for you to see a certain specialist or to receive certain services

    • B. 

      A discount you receive for health care services

    • C. 

      Services or benefits for which the health plan makes either partial or full payment subject to any applicable deductible

    • D. 

      Enrolling into any FEHB program

  • 2. 
    Flexible spending accounts (FSAs) 
    • A. 

      Reduce premiums for services obtained within the plans network

    • B. 

      Are owned by the plan provider and do not allow you to withdraw funds at your own discretion

    • C. 

      Are only available to participants of high deductible health plans (HDHP)

    • D. 

      Let you set aside money before taxes to cover eligible medical, pharmacy, dental and vision expenses

  • 3. 
    What is in-network treatment?
    • A. 

      Services provided only in specified geographic regions

    • B. 

      Services provided at a urgent care center or emergency room

    • C. 

      Treatment paid by your doctor or specialist

    • D. 

      Treatment from the doctors, clinics, hospitals, and other providers with whom your plan has an agreement

  • 4. 
    A premium is the amount you pay to see a certain specialist or receive certain services. 
    • A. 

      True

    • B. 

      False

  • 5. 
    Preferred provider organizations (PPO) give you the choice of using doctors and other providers within the plans network (the PPO benefit) or using ones outside of the plans network
    • A. 

      True

    • B. 

      False

  • 6. 
    Open Season is the only time of the year outside of a qualifying life event (QLE) where individuals eligible for FEHB programs can enroll, or if already enrolled, change their enrollment. 
    • A. 

      True

    • B. 

      False

  • 7. 
    Match the following
    • A. Health Maintenance Organization (HMO)
    • A.
    • B. Fee For Service (FFS)
    • B.
    • C. Consumer Driven Health Plan & High Deductible Health Plan (CDHP &HDHP)
    • C.
    • D. Coinsurance
    • D.
    • E. Deductible
    • E.
    • F. Out of pocket maximum
    • F.
    • G. Copayment
    • G.
  • 8. 
    Checkbook's Guide to Health Plans is
    • A. 

      An online tool to help me find the right health plan to meet my needs

    • B. 

      A budgeting website to help me keep track of my expenses

    • C. 

      A guide put out by OPM that lists all of the health plans in FEHB

    • D. 

      A book similar to "Navigating Your Health Benefits for Dummies"