Online Test-6 General Awareness (Banks)
- 1.
Which of the following is a book written by Shobhaa De ?
- A.
Namesake
- B.
My Life
- C.
Speed Post
- D.
Long Walk to Freedom
- E.
None of these
Correct Answer
C. Speed Post -
- 2.
“Oscar Awards” are given for excellence in the field of
- A.
Films
- B.
Literature
- C.
Sports
- D.
Politics
- E.
Status
Correct Answer
A. Films -
- 3.
As reported in various newspapers many banks have revised their interest rates on home loans, car loans and other such loans. Which of the following phenomenon prompted these banks to make such an upward revision in their interest rates ? A) RBI has revised the CRR and other such rates upward, which has created a liquidity crunch in the market. B) Stock markets in the country are showing very high fluctuations as visible through their indexes. As a result banks have lost a huge amount of money in trading. Banks now want to recover that money by increasing their interest rates. C) Banks are in need of a huge amount of money, as they have to give revised pay to all its employees.
- A.
Only A
- B.
Only B
- C.
Only C
- D.
All A, B & C
- E.
None of these
Correct Answer
A. Only A -
- 4.
As per the reports published in various newspapers, the external debt of India has increased substantially in the recent past. Which of the following is/are the major reasons for the same ? A)Increase in overseas borrowings by the corporates B)Fluctuations in the currency rates C)Rise in inflation in India
- A.
Only A
- B.
Only B
- C.
Only C
- D.
All A, B & C
- E.
None of these
Correct Answer
B. Only B -
- 5.
Very often we read in the newspapers about various measures taken up to control the flow of the capital in the Indian markets. Who amongst the following is/are the regulators who can control the flow of the same in India ? A)Indian Banks Association B)RBI C)SEBI
- A.
Only A
- B.
Only B
- C.
Only C
- D.
Both B & C
- E.
Both A & B
Correct Answer
B. Only B -
- 6.
Many times we read a term “Hot Money” in newspapers. What is/are the characteristics of Hot Money ? A)The term is used for fresh currency notes issued by the RBI. B)It is the fund which flows in the market to take advantage of high interest rates. C) It is the fund which is thrown in the market to create imbalance in the stock markets.
- A.
Only A
- B.
Only B
- C.
Only C
- D.
All A, B & C
- E.
None of these
Correct Answer
B. Only B -
- 7.
Which of the following is/are included in “Deficit Financing” in India ? (The term is used frequently in economic planning.) A)Borrowing from the Reserve Bank of India B)Issue of new currency notes C)Withdrawal of past balances/surpluses etc
- A.
Only A
- B.
Only B
- C.
Only C
- D.
All A, B & C
- E.
None of these
Correct Answer
E. None of these -
- 8.
Who amongst the following is the author of the book Unaccustomed Earth
- A.
Meera Nair
- B.
Jhumpa Lahiri
- C.
Dalai Lama
- D.
Salman Rushdie
- E.
None of these
Correct Answer
B. Jhumpa Lahiri -
- 9.
Which of the following is/are correct about the “Operational Risk” as used in the field of banking ? A)Risk of loss due to inadequate or failed internal process B)Risk of loss due to natural calamities C)Loss occurred due to non-compliance of legal procedures
- A.
Only A
- B.
Only B
- C.
Only C
- D.
All A, B & C
- E.
None of these
Correct Answer
A. Only A -
- 10.
Which of the following books is written by Aung San Suu Kyi ?
- A.
The Power and the Glory
- B.
My Childhood Days
- C.
Against the Grain
- D.
Living History
- E.
Freedom from Fear
Correct Answer
E. Freedom from Fear -
- 11.
India is the largest tea-producing country in the world. It is grown in which of the following states mainly ?
- A.
Punjab
- B.
Haryana
- C.
Bihar
- D.
Orissa
- E.
Assam
Correct Answer
E. Assam -
- 12.
Which of the following cannot be called a rubber-producing state ?
- A.
Kerala
- B.
Uttar Pradesh
- C.
Tamil Nadu
- D.
Karnataka
- E.
All are rubber-producing states.
Correct Answer
D. Karnataka -
- 13.
Who has written the famous book The Enchantress of Florence ?
- A.
Kiran Desai
- B.
Shobhaa De
- C.
Arundhati Roy
- D.
Anita Desai
- E.
Salman Rushide
Correct Answer
E. Salman Rushide -
- 14.
As we all know Cash Reserve Ratio (CRR) is the percentage of the deposit banks keep in reserve with them. This ratio is also known as
- A.
Repo Rate
- B.
Reverse Repo Rate
- C.
SLR
- D.
Liquidity Ratio
- E.
None of these
Correct Answer
E. None of these -
- 15.
When an agent asks a customer to invest in a Mutual Fund product without telling him/her about the risks involved in the investment, the process is termed as
- A.
Mis-selling
- B.
Undertaking
- C.
Misappropriation of funds
- D.
Cross-selling
- E.
None of these
Correct Answer
A. Mis-selling -
- 16.
When a corporate entity wishes to raise money from the market it can do that by issuing
- A.
Treasury Bills
- B.
Memorandum of Association
- C.
Kisan Vikas Patra
- D.
National Saving Certificate
- E.
Commercial Papers
Correct Answer
E. Commercial Papers -
- 17.
Who amongst the following is the author of the book The Shape of the Beast ?
- A.
Arundhati Roy
- B.
VS Naipaul
- C.
Salman Rushdie
- D.
Chetan Bhagat
- E.
None of these
Correct Answer
A. Arundhati Roy -
- 18.
What is backup ?
- A.
Adding more components to your network
- B.
Protecting data by copying it from the original source to a different destination
- C.
Filtering old data from the new data
- D.
Accessing data on tape
- E.
None of these
Correct Answer
B. Protecting data by copying it from the original source to a different destination -
- 19.
The primary goal of a computer system is to turn data into
- A.
Ideas
- B.
Suggestions
- C.
Information
- D.
Reports
- E.
None
Correct Answer
C. Information -
- 20.
What is the main folder on a storage device called /
- A.
Platform
- B.
Interface
- C.
Root directory
- D.
Device driver
- E.
None of these
Correct Answer
C. Root directory -
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Mar 19, 2022Quiz Edited by
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Feb 29, 2012Quiz Created by
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