Auto Endorsement-add/change/update prior insurance
Rules and Rates Adherence
RMBC Fax Documentation Sheet
Prior Insurance Documentation Sheet
No, if no changes were made to the UM/UIM and a TDoc is on file
Yes, but only if a car was added
Yes, if Med Pay was added
Yes, if the change makes Bodily Injury and UM/UIM limits are unequal.
No, the insured can have one car insured with us and one car insured with another company.
Yes, all private passenger vehicles must be insured with Allstate excluding exhibition autos.
Only if Allstate is less expensive
Only if a young driver is doing this as part-time work.
Only if all operators on the policy perform the pizza delivery.
True, commercial insurance can be used as prior insurance as long as the named insured is listed as a rated operator by name on the commercial policy.
False, commercial insurance cannot be used as prior insurance because the customer is not the policy owner.
Yes, it is old enought to delte.
No, all claims within five years of the effective date must be incuded on the policy
Yes, but only if it is at-fault
No, the system will automatically delete any claims over three years
If it has an ACV under $125,000.
No, this is an ineligible vehicle.
Yes, as long as the car carries collision and comprehensive coverage.
Only if the customer purchased the vehicle before 2010.
No, you just retain the documentation in the file.
Yes, and they will provide a fax number on the call so you may fax it in.
No, you will receive an email solicitation explaining what fax cover sheet to print off and what fax number to fax the documentation to.
No, you must fax in proof of any declared insurance the same day the policy is issued.