Knowledge Enhancement Test

26 Questions | Total Attempts: 61

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Knowledge  Enhancement Test


Questions and Answers
  • 1. 
    Which division of The Muthoot Group is taking care of Life and General Insurance?
    • A. 

      Muthoot Insurance ltd.

    • B. 

      Muthoot assurance ltd.

    • C. 

      Muthoot insurance Brokers Pvt. Ltd

    • D. 

      Adity Birla insurance ltd.

  • 2. 
    Out of below Principles, which one is followed in Insurance ?
    • A. 

      Principle of identity

    • B. 

      Utmost good faith

    • C. 

      Interest of return

    • D. 

      Principle of broker

  • 3. 
    Which two parties are involved in an Insurance contract ?
    • A. 

      Insurer & insured

    • B. 

      Insurer & issuer

    • C. 

      Assured & insured

    • D. 

      Issuer & assured

  • 4. 
    Which risk is covered under life insurance?
    • A. 

      Medical loss

    • B. 

      Economic loss

    • C. 

      Property loss

    • D. 

      emotional loss

  • 5. 
    How life insurance can help?
    • A. 

      by covering risk of untimely death

    • B. 

      by covering risk of property

    • C. 

      by covering risk of accidents

    • D. 

      by covering risk of debt

  • 6. 
    Which policy also known as share market linked policy ?
    • A. 

      Endowment plan

    • B. 

      Traditional policy

    • C. 

      N-ULIP

    • D. 

      ULIP

  • 7. 
    Which policy gives tension free life during any medical emergency?
    • A. 

      Life insurance policy

    • B. 

      Traditional policy

    • C. 

      Mediclaim policy

    • D. 

      ULIP policy

  • 8. 
    Under which section life insurance policy is tax benefited?
    • A. 

      80 C

    • B. 

      80 E

    • C. 

      80 AA

    • D. 

      80 H

  • 9. 
    What is basic premium for coverage of Rs.4,30,000/- in Muthoot home protector Policy ?
    • A. 

      Rs. 600/-

    • B. 

      Rs. 750/-

    • C. 

      Rs. 500/-

    • D. 

      Rs. 300/-

  • 10. 
    We have tied up with______________ for our Group policy “ Home Protector policy ”.
    • A. 

      Max Bupa

    • B. 

      Star union

    • C. 

      Liberty Videocon

    • D. 

      SBI general insurance

  • 11. 
    Muthoot launched Vehicle insurance ‘ Spot insurance’ portal in association with___________
    • A. 

      Magma HDI

    • B. 

      SBI general insurance

    • C. 

      Future Generali

    • D. 

      Aditya Birla insurance Brokers

  • 12. 
    How many associated insurance companies with Muthoot for vehicle insurance ?
    • A. 

      7

    • B. 

      6

    • C. 

      4

    • D. 

      8

  • 13. 
    Which public sector General insurance is our associate partner for Vehicle Insurance ?
    • A. 

      National General insurance

    • B. 

      Oriental General Insurance

    • C. 

      United India general insurance

    • D. 

      New India Assurance

  • 14. 
    For online Will writing Muthoot have association with__________.
    • A. 

      i Will

    • B. 

      WillJini

    • C. 

      will maker

    • D. 

      Mumbai law associates

  • 15. 
    A will is over all part of_________________________ .
    • A. 

      Declaration

    • B. 

      creating wealth

    • C. 

      Financial Planning

    • D. 

      Investment

  • 16. 
    Which link is required to visit to create Will?
    • A. 

      www.muthootwill.com

    • B. 

      www.muthootiwill.com

    • C. 

      www.muthiwill.com

    • D. 

      www.iwill.com

  • 17. 
    A Will can be written on plain paper, and registration is___________.
    • A. 

      Yes, not mandatory

    • B. 

      No, mandatory

    • C. 

      No, not mandatory

    • D. 

      Yes, mandatory

  • 18. 
    How many Founding Principle we have in Muthoot group?
    • A. 

      7

    • B. 

      6

    • C. 

      4

    • D. 

      8

  • 19. 
    Muthoot is one of the NBFC who receives license from RBI to open _______
    • A. 

      White label ATM’s

    • B. 

      ATM

    • C. 

      Brown Label ATM’s

    • D. 

      Bank

  • 20. 
    Under Double dhamaka Loan which is one of the Payment mode for loan disbursement?
    • A. 

      Pre paid Visa card

    • B. 

      ECS

    • C. 

      Monthly credit

    • D. 

      Mobile credit

  • 21. 
    How much is the concentration level of Nitric acid used in Gold loan checking?
    • A. 

      90%

    • B. 

      60%

    • C. 

      45%

    • D. 

      70%

  • 22. 
    Ambulance cover up to Rs._____________ per claim in MHC MAX BUPA.
    • A. 

      2000/-

    • B. 

      5000/-

    • C. 

      1000/-

    • D. 

      500/-

  • 23. 
    NRI have to pay Rs.______________ for PAN card.
    • A. 

      265/-

    • B. 

      375/-

    • C. 

      2000/-

    • D. 

      1500/-

  • 24. 
    Discount provided on the own damage section as an incentive for good driving in vehicle insurance ?
    • A. 

      DCB

    • B. 

      MHC

    • C. 

      NCB

    • D. 

      PPP

  • 25. 
    What is the premium for sum assured Rs.1090000/- in Muthoot Home protector?
    • A. 

      2000/-

    • B. 

      1500/-

    • C. 

      1800/-

    • D. 

      1200/-

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