Team Pnb Mentors Examination

25 Questions | Total Attempts: 15

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Team Pnb Mentors Examination


Questions and Answers
  • 1. 
    For Term loan, the period of limitation to file suit, is three years from _____.
    • A. 

      Date of documents

    • B. 

      Date of default

    • C. 

      Date of sanction

    • D. 

      Due date of each instalment

    • E. 

      Date of default of each instalment

  • 2. 
    A ‘failed ATM transaction’ is a transaction that has not been fully completed due to any reason not attributable to the customer. This does not include, which of the following?
    • A. 

      Failure in communication links

    • B. 

      Non-availability of cash in an ATM

    • C. 

      Time-out of sessions

    • D. 

      All of the above

    • E. 

      None of the above

  • 3. 
    The provisions of TDS on Cash Withdrawals shall not apply in case of the following recipients: i) Government ii) Banking company or Co-operative society engaged in carrying on business of banking or post office iii) Any Business Correspondent of a Banking Company or Co-operative Bank in accordance with guidelines issued in this regard by RBI iv) Any white label ATM Operator of a Banking Company/ Co-operative Bank in accordance with an authorisation issued by RBI under the Payment and Settlement Systems Act, 2007. v) Such or person or class of persons notified by the Central Government in consultation with RBI.
    • A. 

      Only iii

    • B. 

      Only v

    • C. 

      Both iii & v

    • D. 

      All of the above

    • E. 

      None of the above

  • 4. 
    In order to review working of security gadgets Menu_____has been incorporated in CBS.
    • A. 

      CHKSEC

    • B. 

      SECCHK

    • C. 

      GDTCHK

    • D. 

      CHKGDT

    • E. 

      SECCHECK

  • 5. 
    What is the full form of EFRM Solution?
    • A. 

      Enterprise Fraud Risk Management

    • B. 

      Enterprise wide Field Risk Management

    • C. 

      Enterprise wide Fraud Risk Management

    • D. 

      Enterprise Field Risk Management

    • E. 

      None of the above

  • 6. 
    Menu option for Bulk Uploading of RTGS
    • A. 

      HNFTBLK

    • B. 

      HRTGBLK

    • C. 

      HNRTBLK

    • D. 

      HNGTBLK

    • E. 

      None of the above

  • 7. 
    On which delivery basis, customer can sell or purchase US Dollar against the Rupee on FX-Retail Platform ?
    • A. 

      Cash basis (same day)

    • B. 

      Tom basis (next day)

    • C. 

      Spot basis  (two days after date of transaction)

    • D. 

      All of the above

    • E. 

      None of the above

  • 8. 
    Which detail is to be Modified in CBS for marking an account as fraud?
    • A. 

      Free Code 9 in MIS Detail

    • B. 

      Free Code 8 in MIS Detail

    • C. 

      Free Code 3 in MIS Detail

    • D. 

      Free Code 5 in MIS Detail

    • E. 

      Additional Info Detail

  • 9. 
    A bearer cheque of Rs.500 is presented for payment in the saving bank account of Mr. Tarsem Chander who maintains substantial balance. The cheque bears two endorsements one by its payee ‘Balbir Singh’ reading ‘Balveer Singh’ and other by the first endorsee Mr. Shiva Parshad, reading ‘Shiv Prasad’.
    • A. 

      The cheque will be paid as the amount is very small

    • B. 

      The cheque will be paid as endorsements on a bearer instrument are not to be recognised by the paying bank

    • C. 

      The cheque will be returned, as it bears irregular endorsement and bank will not get protection for irregular endorsements

    • D. 

      The cheque will be paid to be presenter but indemnity will be obtained

    • E. 

      None of the above

  • 10. 
    Govt Support for PNB Kushal Handicraft Welfare Mudra Scheme is available by way of
    • A. 

      Interest Subvention

    • B. 

      Margin Money Subsidy

    • C. 

      Both 1 & 2

    • D. 

      Only 1

    • E. 

      None of the above

  • 11. 
    When did our bank commence its operations?
    • A. 

      12.04.1894

    • B. 

      19.05.1895

    • C. 

      12.04.1895

    • D. 

      13.04.1896

    • E. 

      None of the above

  • 12. 
    Under RBI's Money Transfer Service Scheme (MTSS); credit to NRE/NRO account is
    • A. 

      Permitted

    • B. 

      Permitted with some conditions

    • C. 

      Not permitted

    • D. 

      Permitted upto $2500

    • E. 

      None of the above

  • 13. 
    Who regulates NPS?
    • A. 

      RBI

    • B. 

      PFRDA

    • C. 

      IRDAI

    • D. 

      FM OF INDIA

    • E. 

      POST OFFICE

  • 14. 
    Which facility can be enrolled for through PNB One App?
    • A. 

      Atal Pension Yojana

    • B. 

      PMSBY

    • C. 

      PMJJBY

    • D. 

      All of the above

    • E. 

      None of the above

  • 15. 
    One Year MCLR w.e.f 01.08.2020
    • A. 

      7.40%

    • B. 

      7.35%

    • C. 

      7.50%

    • D. 

      7.45%

    • E. 

      6.50%

  • 16. 
    Repo Linked Lending Rate (RLLR) w.e.f 01.06.2020
    • A. 

      6.75%

    • B. 

      6.70%

    • C. 

      6.65%

    • D. 

      6.60%

    • E. 

      6.55%

  • 17. 
    Rate of Interest up to Rs. 40.00 lakhs on Staff Housing Loan is
    • A. 

      5.60% p.a. simple

    • B. 

      5.55% p.a. simple

    • C. 

      5.50% p.a. simple

    • D. 

      5.45% p.a. simple

    • E. 

      5.40% p.a. simple

  • 18. 
    Form No. of Master Agreement which is applicable in all loans w.e.f 08.05.2020 is
    • A. 

      PNB 2057

    • B. 

      PNB 2056

    • C. 

      PNB 2055

    • D. 

      PNB 2054

    • E. 

      PNB 2053

  • 19. 
    Menu option to issue Documentary Credit
    • A. 

      ODMC

    • B. 

      OGM

    • C. 

      ODCM

    • D. 

      ODBC

    • E. 

      None of the above

  • 20. 
    Declaration in FormG/FormH is to be retained by the payer for _____ Years from the end of FY in which declaration has been received.
    • A. 

      3 years

    • B. 

      5 years

    • C. 

      7 years

    • D. 

      10 years

    • E. 

      None of the above

  • 21. 
    What is the minimum monthly Income Criteria for Individuals/ Proprietorship Firms to be eligible for availing Car Loan under PNB Car loan scheme for Public?
    • A. 

      10,000/-

    • B. 

      15,000/-

    • C. 

      20,000/-

    • D. 

      25,000/-

    • E. 

      30,000/-

  • 22. 
    Investigation reports of Disciplinary cases, related charge sheets is to be preserved for ___ years as per Record Maintenance Policy, 2020
    • A. 

      5

    • B. 

      10

    • C. 

      15

    • D. 

      20

    • E. 

      None of the above

  • 23. 
    CGTMSE approves guarantees for Working Capital Limits for a maximum period of 
    • A. 

      5 years

    • B. 

      10 years

    • C. 

      15 years

    • D. 

      20 years 

    • E. 

      No such maximum limit

  • 24. 
    Individual MUDRA Borrowers are eligible under Guaranteed Emergency Credit Line (GECL)
    • A. 

      True

    • B. 

      False

  • 25. 
    Which menu option will be used for marking a CC or Deposit account as fraud in CBS ?
    • A. 

      ACMPS

    • B. 

      HACMBP

    • C. 

      HACMLA

    • D. 

      HACM

    • E. 

      None of the above

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