测一测你对财产规划的了解 Let's Test Your Understanding On Financial Planning

15 Questions | Total Attempts: 65

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Questions and Answers
  • 1. 
    会说话的死人指的是什么? Which describe a speaking deceased people?
    • A. 

      遗言 Last words

    • B. 

      遗嘱 Will

  • 2. 
    在马来西亚有600亿令吉遗产无人认领,您认为为什么? There are estates worth RM60 billions left unclaimed in Malaysia, why have this been happening?
    • A. 

      继承人不知情 Heirs do not realise

    • B. 

      继承人不在意 Heirs ignore

  • 3. 
    您认为在没有立遗嘱的情况下,您的遗产是由谁来分配? In your opinion, who will be responsible to distribute your estate without making a will?
    • A. 

      根据遗产分配法 1958 (1997修正) Distribute according to Distribution Act 1958 (Amended 1997)

    • B. 

      给予向法庭申请的亲属 Give to your family members who apply to the court

  • 4. 
    立遗嘱最大的好处是什么? What is the biggest advantage of making a will?
    • A. 

      只为让自己安心点 To reassure yourself

    • B. 

      有权选择遗产受益人,避免不必要的争吵 Have your own rights to choose your beneficiaries and avoid unnecessary dispute

  • 5. 
    当一个人去世并立下遗嘱后,指定执行人需向法院申请遗嘱认证书(Grant of Probate);若没留下遗嘱,直系亲属则需向法院申请遗产管理书(Letters of Administration)。您认为申请哪个最有效率,并用时较短、费用较低? If a person dies with a Will, his executor has to apply to the court for Grant of Probate; if he dies without a Will, his immediate family members have to apply to the court for Letters of Administration. Which one do you think is more efficient by using lesser time and cheaper fee?
    • A. 

      遗嘱认证书 Grant of Probate

    • B. 

      遗产管理书 Letters of Administration

  • 6. 
    立遗嘱和没立遗嘱继承遗产的过程的用时差距多少? What is the time difference for the process in claiming the estates between people who have a will and without will?
    • A. 

      用时相差1个月至6个月 Time difference between 1 month to 6 months

    • B. 

      用时相差1年至5年以上 Time difference between 1 year to 5 years and above

  • 7. 
    我只有银行户口和里面的现金,但我家人并不清楚我所拥有的银行户口。如果我还没立下遗嘱就去世了,我的钱会怎么样处理? I have only a few bank accounts and cash in it, but my family members do not know what bank accounts I have. What will happen to my money if I deceased without a Will?
    • A. 

      银行户口将被冻结,直至家人到相关银行索取 Your bank accounts will be frozen until your family members claim from the relevant banks

    • B. 

      相关银行将会通知家属,以便早日前来领取 The relevant banks will contact your family members, so that they will claim the money as soon as possible

  • 8. 
    立遗嘱是有钱人的专利吗? Only rich people should make a will?
    • A. 

      是 Yes

    • B. 

      不是 No

  • 9. 
    口头遗嘱在马来西亚是否具有法律效应? Is an oral will valid according to Law of Malaysia?
    • A. 

      是 Yes

    • B. 

      否 No

  • 10. 
    联名银行户口的受益人是否一定就是另一位户口持有人? Is the beneficiary of a joint name bank account must be the account holder?
    • A. 

       是 Yes

    • B. 

      否 No 

  • 11. 
    遗嘱是否需要贴印花税票? Is stamping needed for a Will?
    • A. 

      是 Yes

    • B. 

      否 No

  • 12. 
    破产者可以成为受益人吗? Is a bankrupt can be beneficiary?
    • A. 

      可以 Can

    • B. 

      不可以 Cannot

  • 13. 
    受益人可以成为遗嘱的见证人吗? Can a beneficiary be the witness of Will?
    • A. 

      可以 Can

    • B. 

      不可以 Cannot

  • 14. 
    遗嘱见证人需要知道遗嘱内容吗? Do a witness of will need to know the content of the Will?
    • A. 

      是 Yes

    • B. 

       否 No

  • 15. 
    老先生在世时立了遗嘱,但是却被他的儿子撕毁了他的遗嘱,请问他的遗嘱是否有效? An old man is no longer alive and his son tore up his Will. Is the Will still valid?
    • A. 

      仍有效 Still valid

    • B. 

      必须重新书写 Must rewrite a new one

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