IBPS PO Exam 2015: General Awareness: Practice Paper (Set-I)
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- 1.Which airport has become the world’s busiest airport for international traffic?
- A.
Rajiv Gandhi International Airport
- B.
Dubai International Airport
- C.
London’s Heathrow Airport
- D.
Los Vegas Airport
- E.
None of these
- 2.Who is the head of the panel formed RBI to look into parameters for urban co-operative banks recently?
- A.
Bimal Jalan
- B.
R Gandhi
- C.
Urijit Patel
- D.
YV Reddy
- E.
None of these
- 3.Bhakti Sharma, who is in news recently associated with which sports?
- A.
Swimming
- B.
Tennis
- C.
Badminton
- D.
Volley Ball
- E.
None of these
- 4.What is the slogan of the Vistara Airlines which commissioned its operation recently?
- A.
Now Everyone Can Fly
- B.
Fly the New Feeling
- C.
A Great Way to Fly
- D.
One World One Flight
- E.
None of these
- 5.Who is the author of the book “India Shastra: Reflection of the Nation in Our Time”?
- A.
Arvind Kejriwal
- B.
Manmohan Singh
- C.
Shashi Tharoor
- D.
LK Advani
- E.
LK Advani
- 6.Which film got most of the awards in BAFTA Awards 2015?
- A.
Birdman
- B.
The Grand Budapest Hotel
- C.
The Imitation Game
- D.
The Theory of Every Thing
- E.
Boyhood
- 7.Consider the following statements:
- Yog Guru Baba Ramdev was appointed as state brand ambassador of Haryana Government
- It was announced by Minister of Sports and Health of Haryana, Anil Vij
- Haryana Govt took this decision as it want to promote yoga and ayurveda in Haryana State
- A.
Only C
- B.
Both A and C
- C.
Both A and B
- D.
All A, B, C
- E.
None of these
- 8.
- A.
Only a
- B.
Both a and b
- C.
Both b and c
- D.
Both a and c
- E.
All a, b, and c
- F.
All a, b, and c
- 9.English Stephen Constantine has been appointed as the head coach of Indian men’s ……………………………team.
- A.
Hockey
- B.
Cricket
- C.
Football
- D.
Badminton
- E.
None of these
- 10.………………….signed 50:50 Joint Venture for TV Commerce with DEN Network
- A.
Flipkart
- B.
Snapdeal
- C.
Myntra
- D.
Ebay
- E.
Olx
- 11.The facility which allows mobile subscriber to switch from one service provider to another without changing their mobile number is known as Mobile Number………………………………..
- A.
Protect ability
- B.
Portability
- C.
Promotability
- D.
Permeability
- E.
None of these
- 12.As per the news published in various newspaper, loans to MSE’s by rural banks will be treated as priority sector loans. What is full form of MSE?
- A.
Multi Service Exterprises
- B.
Micro Software Enterprises
- C.
Micro and Small Enterprises
- D.
Mutual Funds and Services Entities
- E.
None of these
- 13.What is the full form of NBFC as used in the financial sector?
- A.
New Banking Finance Company
- B.
National Banking & Finance Corporation
- C.
Non Business Fund Company
- D.
New Business Finance & Credit
- E.
None of these
- 14.Many a times, we read about Special Drawing Right (SDR) in newspapers. As per its definition, SDR is a monetary unit of the reserve assets of which of the following organizations/agencies?
- A.
World Bank
- B.
International Monetary Funds (IMF)
- C.
Asian Development Bank
- D.
Reserve Bank of India
- E.
None of these
- 15.Which of the following fund transfer mechanisms, can be moved from one bank to another and where transaction is settled instantly without being bunched with any other transaction?
- A.
RTGS
- B.
NEFT
- C.
TT
- D.
EFT
- E.
MT
- 16.With reference to a cheque, which of the following is the ‘drawee bank ‘?
- A.
The banks that collects the cheque
- B.
The payee’s bank
- C.
The endorsee’s bank
- D.
Endorser’s bank
- E.
None of these
- 17.Banking Ombudsman Scheme is applicable to the business of
- A.
All Scheduled Commercial Banks excluding RRB’s
- B.
All Scheduled Commercial Banks including RRB’s
- C.
Only Public Sector Banks
- D.
All Banking companies
- E.
All Scheduled Banks except private banks
- 18.Nationalizations of banks aimed at all of the following except
- A.
Provision of adequate credit for agriculture, SME & Exports
- B.
Removal of control by a few capitalists
- C.
Provision of credit to big industries only
- D.
Access of banking to masses
- E.
Encouragement of a new class of entrepreneurs
- 19.Base rate is the rate below which no bank can allow their lending to anyone. Who set up this base rate for banks?
- A.
Individual Banks Boards
- B.
Ministry of Commerce
- C.
Ministry of Finance
- D.
RBI
- E.
Interest Rate Commission of India
- 20.Bad advances of a bank are called
- A.
Standard accounts
- B.
Book debt
- C.
Non performing assets
- D.
Out of order account
- E.
Overdrawn accounts
- 21.Which of the following is not an emerging areas of Credit Rating?
- A.
Equity
- B.
Banking sector
- C.
Insurance Sector
- D.
All of these
- E.
None of above
- 22.Many a times, we read in newspaper that the RBI has revised certain rates/ratios under LAF. What is full form of LAF?
- A.
Legal Adjustment Facility
- B.
Liquidity Adjustment Facility
- C.
Longterm Achievement Facility
- D.
Legal Adjustment Formality
- E.
None of these
- 23.Which of the following statement is true about the Competition Commission?1. The Competition has been established to prevent practices which do not support healthy business competition.2. The Commission will have five members including the chairman3. The Commission has to ensure that the financial operation of any business entity does not get concentrated in the hands of few people.
- A.
Only 1
- B.
Only 2
- C.
Only 3
- D.
All of them
- E.
None of them
- 24.What is the USP of saving account?
- A.
High rate of interest
- B.
Easy operation
- C.
Risky transactions
- D.
Expensive transactions
- E.
Back office facility
- 25.The USP of a current account is
- A.
High profitability
- B.
Liquidity
- C.
Low Hate of Interest
- D.
Costly transactions
- E.
Friendly features
- 26.Bancassurance means
- A.
Assurance of banks for quality service
- B.
Assurance for sanction of loans
- C.
Selling of insurance products by banks
- D.
Selling credit cards
- E.
Selling debit cards
- 27.Mutual fund business from existing customers can be canvassed by
- A.
Coercion
- B.
Cross-selling
- C.
Internal marketing
- D.
Outdoor marketing
- E.
Road-shows
- 28.Saving Accounts with zero balance can be opened for
- A.
Persons below BPL
- B.
Under financial inclusion scheme
- C.
Students
- D.
As per bank's policies
- E.
None of the above
- 29.Financial Inclusion means
- A.
Opening accounts of finance companies
- B.
Financial Analysis of balance sheet figures
- C.
Opening accounts of HNIs
- D.
Opening accounts of NRIs
- E.
Opening accounts of under privileged persons
- 30.Bank marketing is same as
- A.
Transaction marketing
- B.
Service marketing
- C.
Indoor marketing
- D.
All of the above
- E.
None of the above
- 31.The target group for marketing of Internet Banking is
- A.
All customers
- B.
All literate customers
- C.
All computer literate customers
- D.
Only borrowers
- E.
All of the above
- 32.Marketing of Internet Banking means
- A.
Meeting of banks of the net
- B.
Net practice
- C.
Marketing the usage of banking transactions through Internet
- D.
Transactions with foreign countries
- E.
All of the above
- 33.When you desire to promote a customer, who of the following is a customer as defined by a bank?
- A.
A person regularly visiting bank
- B.
A person regularly getting bank drafts issued
- C.
A person regularly maintaining a loan/deposit account
- D.
A person regularly getting bank drafts encashed
- E.
A person functioning as agent for a person maintaining a deposit account
- 34.Which is not the product of a bank?
- A.
Demat account or current account
- B.
Bank building
- C.
Auto loan
- D.
Used car loan
- E.
All of these
- 35.Financial Inclusion means
- A.
Financial statements
- B.
Financial data
- C.
Wholesale banking
- D.
Retail banking
- E.
Bringing all poor people under banking net
- 36.Saving account, money can be deposited on
- A.
Monthly basis
- B.
As per the convenience of the depositor
- C.
Annual basis
- D.
In one lump sum
- E.
Quarterly basis
- 37.A saving account with Insurance benefit is
- A.
A long term loan account
- B.
A running overdraft facility
- C.
A non-fund facility
- D.
A type of remittance facility
- E.
A value-added deposit facility
- 38.Current accounts are basically meant for
- A.
Investment purpose
- B.
Saving purpose
- C.
Identity purpose
- D.
To earn foreign exchange
- E.
Day-to-day needs of one's business
- 39.Saving Accounts can be opened by
- A.
All individual fulfilling KYC norms
- B.
All tax payers only
- C.
All individuals above the age of 18
- D.
All businessmen only
- E.
All students below the age of 18
- 40.SME means
- A.
Selling and Marketing Employees
- B.
Sales and Mergers of Entities
- C.
Small and Micro Entities
- D.
Small and Medium Enterprises
- E.
Sales Performance Measurement Program
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