Basics Of Adjusting Part 1 - Construction, Spelling, Math, Policy & Storm Identification

50 Questions | Total Attempts: 30

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Basics Of Adjusting Part 1 -  Construction, Spelling, Math, Policy & Storm Identification

This quiz your skills and knowledge of construction and various aspects of storms and damage that can occur, spelling, math and policy interpretation and knowledge. Part 1 can be taken before or after Part 2.


Questions and Answers
  • 1. 
    Hurricane season ________ June 1 and _________ November 30.
    • A. 

      Stops, moves

    • B. 

      Begins, starts

    • C. 

      Starts, begins

    • D. 

      Begins, ends

  • 2. 
    A hurricane is a tropical storm with winds that ________ a constant speed of 74 miles per hour or more.
    • A. 

      Won't reach

    • B. 

      Could reach

    • C. 

      Have reached

    • D. 

      Can't reach

  • 3. 
    The dangers of a hurricane ________ torrential rains, high winds an storm surges.
    • A. 

      Include

    • B. 

      Includes

    • C. 

      Including

    • D. 

      To include

  • 4. 
    The strongest hurricane recorded was the Florida Keys Storm of 1935.  500 people _______ during this Category 5 storm.
    • A. 

      Has killed

    • B. 

      Not killed

    • C. 

      Were killed

    • D. 

      Are killing

  • 5. 
    What is the construction style of this roof called?
    • A. 

      Dormer

    • B. 

      Gable

    • C. 

      Hip

    • D. 

      None of the above

  • 6. 
    What does HVAC stand for?
    • A. 

      Heating Ventilation and Air Conditioning

    • B. 

      H-Vacuation Assistant Chamber

    • C. 

      Please reply

    • D. 

      Hot Vent and Air Cooled

  • 7. 
    What is the exact measurement of the rough opening?  What is the exact measurement where the tape bends and touches the trim?
    • A. 

      37 & 38

    • B. 

      38 & 39

    • C. 

      39 & 39.5

    • D. 

      38 & 39.5

  • 8. 
    How many square feet are in a standard sheet of plywood?
    • A. 

      12

    • B. 

      32

    • C. 

      64

    • D. 

      Not enough information to determine.

  • 9. 
    What does R&R stand for?
    • A. 

      Remove and Re-install

    • B. 

      Remove and Remove

    • C. 

      Remove or Replace

    • D. 

      Remove and Replace

  • 10. 
    Base moulding is sold by the ________?
    • A. 

      SF

    • B. 

      EA

    • C. 

      LF

    • D. 

      DY

  • 11. 
    How many squares are in the area:  50' x 20'?
    • A. 

      1

    • B. 

      10

    • C. 

      100

    • D. 

      1,000

  • 12. 
    More likely than not, tornado caused this loss.
    • A. 

      True

    • B. 

      False

  • 13. 
    Which of the following are estimating software?  (check all that apply)
    • A. 

      SIMSOL

    • B. 

      Xactimate

    • C. 

      Mitchell

    • D. 

      IntegriClaim

  • 14. 
    How would you describe this building?
    • A. 

      Elevated

    • B. 

      Non-Elevated

    • C. 

      Elevated on Piles

    • D. 

      Elevated on Piles, under construction

  • 15. 
    What type of roof is this?  What is the building description?
    • A. 

      Hip Roof, Detached Garage

    • B. 

      Gable Roof, Detached Garage

    • C. 

      Hip Roof, Dwelling

    • D. 

      Gable Roof, Attached Garage

  • 16. 
    What is this?  What caused this damage?
    • A. 

      Water damage, Water

    • B. 

      Mold, Water

    • C. 

      Smoke, Fire

    • D. 

      None of the above

  • 17. 
    The following diagram shows the construction of:
    • A. 

      Dwelling, including frame walls

    • B. 

      Foundation construction

    • C. 

      Roof construction

    • D. 

      None of the above

  • 18. 
    This is the proper way to draw a roof diagram.
    • A. 

      True

    • B. 

      False

  • 19. 
    What do insurance adjusters do?
    • A. 

      Pay money to people with a loss

    • B. 

      Inspect claims, interpret insurance policies, write an estimate, negotiate a settlement and authorize payment.

    • C. 

      Sell insurance

    • D. 

      Collect money in exchange for doing nothing

  • 20. 
    Which supplies will you need if you are going to be an insurance adjuster? (check all that apply)
    • A. 

      Camera

    • B. 

      Computer

    • C. 

      Measuring Tape

    • D. 

      Clean underwear

    • E. 

      Deodorant

    • F. 

      Nothing

  • 21. 
    You visit a property.  The homeowner says their tile floors are damaged from the dishwasher overflowing.  You don't see any damage.  You should:
    • A. 

      Tell them you don't see the damage. Deny the claim and leave.

    • B. 

      Take photos of the floor, even if there is no "damage" noted.

    • C. 

      Pay the homeowner for whatever he/ she is claiming.

    • D. 

      Advise your supervisor and request an engineer.

    • E. 

      B & D

  • 22. 
    Community ordinances governing the manner in which a home may be constructed or modified are most commonly known as?
    • A. 

      Construction Laws

    • B. 

      Bull Runs

    • C. 

      Home Building Ordinances

    • D. 

      Building Codes

  • 23. 
    A hollow concrete brick is known as?
    • A. 

      Concrete Block

    • B. 

      Hard Brick

    • C. 

      Grey Brick

    • D. 

      Hard Block

  • 24. 
    A voluntary relinquishment of a known right is:
    • A. 

      Implied Waiver

    • B. 

      Salvage

    • C. 

      Indemnification

    • D. 

      Express Waiver

  • 25. 
    An intentional loss is known as:
    • A. 

      Moral Hazard

    • B. 

      Morale Hazard

    • C. 

      Physical Hazard

    • D. 

      Intentional Hazard