Basics Of Adjusting Part 1 - Construction, Spelling, Math, Policy & Storm Identification

50 Questions | By Chrisfowler | Updated: May 18, 2023 | Attempts: 53

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Basics Of Adjusting Part 1 - Construction, Spelling, Math, Policy & Storm Identification - Quiz

This quiz your skills and knowledge of construction and various aspects of storms and damage that can occur, spelling, math and policy interpretation and knowledge. Part 1 can be taken before or after Part 2.

Questions and Answers

1.

Hurricane season ________ June 1 and _________ November 30.
- A.
  
  Stops, moves
- B.
  
  Begins, starts
- C.
  
  Starts, begins
- D.
  
  Begins, ends
2.

A hurricane is a tropical storm with winds that ________ a constant speed of 74 miles per hour or more.
- A.
  
  Won't reach
- B.
  
  Could reach
- C.
  
  Have reached
- D.
  
  Can't reach
3.

The dangers of a hurricane ________ torrential rains, high winds an storm surges.
- A.
  
  Include
- B.
  
  Includes
- C.
  
  Including
- D.
  
  To include
4.

The strongest hurricane recorded was the Florida Keys Storm of 1935. 500 people _______ during this Category 5 storm.
- A.
  
  Has killed
- B.
  
  Not killed
- C.
  
  Were killed
- D.
  
  Are killing
5.

What is the construction style of this roof called?
- A.
  
  Dormer
- B.
  
  Gable
- C.
  
  Hip
- D.
  
  None of the above
6.

What does HVAC stand for?
- A.
  
  Heating Ventilation and Air Conditioning
- B.
  
  H-Vacuation Assistant Chamber
- C.
  
  Please reply
- D.
  
  Hot Vent and Air Cooled
7.

What is the exact measurement of the rough opening? What is the exact measurement where the tape bends and touches the trim?
- A.
  
  37 & 38
- B.
  
  38 & 39
- C.
  
  39 & 39.5
- D.
  
  38 & 39.5
8.

How many square feet are in a standard sheet of plywood?
- A.
  
  12
- B.
  
  32
- C.
  
  64
- D.
  
  Not enough information to determine.
9.

What does R&R stand for?
- A.
  
  Remove and Re-install
- B.
  
  Remove and Remove
- C.
  
  Remove or Replace
- D.
  
  Remove and Replace
10.

Base moulding is sold by the ________?
- A.
  
  SF
- B.
  
  EA
- C.
  
  LF
- D.
  
  DY
11.

How many squares are in the area: 50' x 20'?
- A.
  
  1
- B.
  
  10
- C.
  
  100
- D.
  
  1,000
12.

More likely than not, tornado caused this loss.
- A.
  
  True
- B.
  
  False
13.

Which of the following are estimating software? (check all that apply)
- A.
  
  SIMSOL
- B.
  
  Xactimate
- C.
  
  Mitchell
- D.
  
  IntegriClaim
14.

How would you describe this building?
- A.
  
  Elevated
- B.
  
  Non-Elevated
- C.
  
  Elevated on Piles
- D.
  
  Elevated on Piles, under construction
15.

What type of roof is this? What is the building description?
- A.
  
  Hip Roof, Detached Garage
- B.
  
  Gable Roof, Detached Garage
- C.
  
  Hip Roof, Dwelling
- D.
  
  Gable Roof, Attached Garage
16.

What is this? What caused this damage?
- A.
  
  Water damage, Water
- B.
  
  Mold, Water
- C.
  
  Smoke, Fire
- D.
  
  None of the above
17.

The following diagram shows the construction of:
- A.
  
  Dwelling, including frame walls
- B.
  
  Foundation construction
- C.
  
  Roof construction
- D.
  
  None of the above
18.

This is the proper way to draw a roof diagram.
- A.
  
  True
- B.
  
  False
19.

What do insurance adjusters do?
- A.
  
  Pay money to people with a loss
- B.
  
  Inspect claims, interpret insurance policies, write an estimate, negotiate a settlement and authorize payment.
- C.
  
  Sell insurance
- D.
  
  Collect money in exchange for doing nothing
20.

Which supplies will you need if you are going to be an insurance adjuster? (check all that apply)
- A.
  
  Camera
- B.
  
  Computer
- C.
  
  Measuring Tape
- D.
  
  Clean underwear
- E.
  
  Deodorant
- F.
  
  Nothing
21.

You visit a property. The homeowner says their tile floors are damaged from the dishwasher overflowing. You don't see any damage. You should:
- A.
  
  Tell them you don't see the damage. Deny the claim and leave.
- B.
  
  Take photos of the floor, even if there is no "damage" noted.
- C.
  
  Pay the homeowner for whatever he/ she is claiming.
- D.
  
  Advise your supervisor and request an engineer.
- E.
  
  B & D
22.

Community ordinances governing the manner in which a home may be constructed or modified are most commonly known as?
- A.
  
  Construction Laws
- B.
  
  Bull Runs
- C.
  
  Home Building Ordinances
- D.
  
  Building Codes
23.

A hollow concrete brick is known as?
- A.
  
  Concrete Block
- B.
  
  Hard Brick
- C.
  
  Grey Brick
- D.
  
  Hard Block
24.

A voluntary relinquishment of a known right is:
- A.
  
  Implied Waiver
- B.
  
  Salvage
- C.
  
  Indemnification
- D.
  
  Express Waiver
25.

An intentional loss is known as:
- A.
  
  Moral Hazard
- B.
  
  Morale Hazard
- C.
  
  Physical Hazard
- D.
  
  Intentional Hazard