Scrub Procedure Test

5 Questions

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Bank Quizzes & Trivia

Questions and Answers
  • 1. 
    What are the four scrubs that all new placements undergo at Weber Olcese, PLC?
    • A. 

      Credit Line Scrub, Phone Line Scrub, FCRA Scrub, and Placement Scrub.

    • B. 

      Bank Account Scrub, Property Scrub, Internet Scrub, and GLBA Scrub.

    • C. 

      Bankruptcy/Deceased Scrub, Military Scrub, Cell Phone Scrub, Property Scrub and Litigious Debtor Scrub.

    • D. 

      Property Scrub, Outstanding Debt Scrub, Phone Line Scrub, and Fair Lending Scrub.

  • 2. 
    Weber & Olcese, P.L.C.’s Scrub Procedure was implemented to protect the firm from liability.
    • A. 

      True

    • B. 

      False

  • 3. 
    Initial scrubs are performed at:
    • A. 

      Time of placement.

    • B. 

      Prior to suit.

    • C. 

      Prior to judgment

    • D. 

      All of the above.

  • 4. 
    Which scrub is performed to ensure that we do not litigate or initiate collection efforts on accounts in which the debtor has filed for bankruptcy or is deceased?
    • A. 

      Cell Phone Scrub

    • B. 

      FDCPA Scrub

    • C. 

      Bankruptcy and Deceased Scrub

    • D. 

      Military Scrub

  • 5. 
    Which scrub is performed to ensure that we do not litigate or initiate collection efforts on accounts with debtors on active military status?
    • A. 

      Bankruptcy and Deceased Scrub

    • B. 

      Military Scrub

    • C. 

      FDCPA Scrub

    • D. 

      Cell Phone Scrub