Understanding Credit
Hiring decisions
Promotion/ Reassignment decisions
Neither
Both
Increase credit card spending to get close to your available limit
Avoid pulling your own credit report
Open new credit cards
Keep credit card balances low
All of the above
Payment history too new
High proportion of balances to limits
Too many inquiries in the past 12 months
Delinquent payments
All of the above
Department store credit card
Installment loan
Satisfied judgment
Bankruptcy
All of the above
True
False
True
False
Length of credit history
Payment history
New credit
Types of credit in use
All factors have equal impact on your credit
True
False
Past five employers
Gender
Age
Ethnicity
All of the above
True
False
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