The Ultimate Quiz On ACA Health Test

10 Questions | Total Attempts: 112

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The Ultimate Quiz On ACA Health Test

Getting to know what is wrong with you is very necessary and very important. Where you go to find out what is wrong with you is also necessary therefore let's see what you know about ACA by taking this quiz.


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Questions and Answers
  • 1. 
    Which of the following is true about Medical Care Flexible Spending Account contributions in 2013?
    • A. 

      Contributions are limited to $2,500 per employee.

    • B. 

      Contributions are limited to $2,500 per family.

    • C. 

      Contributions are limited to $5,000 per family

    • D. 

      The Affordable Care Act does not effect FSA contributions.

  • 2. 
    Under which of the following principles did the United States Supreme Court support the constitutionality of the Affordable Care Act?
    • A. 

      Congress' authority to mandate the purchase of health insurance

    • B. 

      The Commerce Clause

    • C. 

      The First Amendment

    • D. 

      Congress' authority to levy taxes

  • 3. 
    The Matis family consists of Kyle, Mary, and their children, 22 year old Amy and 25 year old Chris. If they buy health insurance for all four members of the family from a state health insurance exchange, how many family members are counted toward their premium subsidy?
    • A. 

      None, a four person family will not qualify for a premium subsidy

    • B. 

      All four

    • C. 

      Three

    • D. 

      It depends on how many are claimed for personal exemption on the family's tax return.

  • 4. 
    The Affordable Care Act expands preventive care coverage for everyone. Who decides what services will be considered as preventive care?
    • A. 

      Each individual

    • B. 

      Your doctor

    • C. 

      Preventive services are specifically defined in the Affordable Care Act

    • D. 

      The US Preventive Services Task Force

  • 5. 
    Sarah and Dean just welcomed their first child, Jessica. Sarah is a covered dependent under her parents' health insurance policy. Dean is a covered dependent on his parents' policy. Based on the Affordable Care Act, under whose insurance policy will Jessica be covered?
    • A. 

      Jessica will be covered under Sarah's parents' policy. Under new ACA rules, a newborn is assigned to the mother's insurance plan.

    • B. 

      Sarah and Dean can decide which of their parents' policies will cover Jessica.

    • C. 

      If only one of the plans carried by the parents is offered by an employer that plan will apply for Jessica. Under new ACA rules, employer provided insurance applies before individual insurance.

    • D. 

      A new insurance policy must be purchased under which Jessica would be covered.

  • 6. 
    The ACA places a maximum limit on health insurance deductibles of $2000 per individual or $4000 per family for which of the following?
    • A. 

      Small employers

    • B. 

      Individual and family policies (not employer provided)

    • C. 

      Businesses with more than 100 employees

    • D. 

      Individuals and families

    • E. 

      Individuals and small employers

  • 7. 
    The ACA prohibits the use of pre-existing conditions exclusions for certain individuals until 2014. What group is still subject to pre-existing exclusions until 2014?
    • A. 

      Adults purchasing individual health insurance

    • B. 

      Children between ages 21 and 26

    • C. 

      No one. Everyone is already protected from pre-existing conditions exclusions.

    • D. 

      Senior citizens

  • 8. 
    The ACA changes the way health and insurance prices are determined. Which of the following may not be used to price health insurance beginning 2014?
    • A. 

      Tobacco use

    • B. 

      Medical conditions

    • C. 

      Where you live

    • D. 

      Age

  • 9. 
    According to the nonpartisan Congressional Budget Office, approximately how much will the federal government collect in new taxes created by the ACA from 2013-2016
    • A. 

      $166 billion

    • B. 

      $8 billion

    • C. 

      $675 billion

    • D. 

      $1.7 trillion

  • 10. 
    The ACA offers refundable tax credits to help offset the cost of health insurance for people who buy through an approved health insurance exchange. Subsidies are available for people who earn how much each year?
    • A. 

      Between 100% and 400% of the federal poverty level

    • B. 

      Between 138% and 400% of the federal poverty level

    • C. 

      Between 50% and 500% of the federal poverty level

    • D. 

      Between 100% and 350% of the federal poverty level