Which of the following could be considered as an uninsured motorist? - ProProfs Discuss
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Which of the following could be considered as an uninsured motorist?



A. Motorist who has less insurance than required by the state s financial responsibility law
B. Driver whose insurance company is insolvent
C. Motorist who has enough insurance to meet the state s financial responsibility law, but not enough to fully reimburse the insured for his or her injuries
D. Unidentified HIT-and-run driver

This question is part of Property and Casualty Insurance License Exam Cram
Asked by Wyatt Williams, Last updated: Mar 27, 2020

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3 Answers

John Adney

John Adney

Answered Oct 26, 2017

A motorist who has less than required by state law

 

John Adney

John Adney

Answered Sep 18, 2017

A,b, and c are all under insured, not uninsured. The answers clearly state the motorist has coverage and there for can not be uninsured but underinsured

 

John Smith

John Smith

Answered Sep 14, 2016

Motorist who has less insurance than required by the state s financial responsibility law
2. Driver whose insurance company is insolvent
3. Unidentified hit-and-run driver

A, B, and D are correct. Choice C is an example of an underinsured motorist.
 

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