What two types of interests rate does a Universal Life insurance policy have?

It can be daunting to find the right company and the right policy that you should get for your insurance but it helps to know as many details about insurance as possible. The two types of interest rates are guaranteed and current.

Guaranteed means that the person will still pay the required premium during the course of the policy whether there are losses or claims that may occur. Current, on the other hand, refers to the rates that will be adjusted according to the current situation that the policyholder is going through. It will be up to you to decide which one is more ideal for you.