If you are a resident of the United States, you do not have to worry about creating your own bank account. You can create a bank account over the counter or even online as long as you have the corresponding IDs that will prove that you are a resident. You may also need to bring other requirements depending on what the bank asks. If you are a non-resident, you may need to bring your passport and other related documents.
Take note that there are only certain banks that accept non-US residents. Be aware of these banks so you know which ones to contact if needed. Ideally, check the process that you have to follow to open your bank account soon.