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What provides the homeowners coverage for loss of personal property because of mysterious disappearance?



A. The special form (HO-3) only\r\n
B. The broad and special forms (HO-2 and HO-3) only
C. The comprehensive form (HO-5) only
D. All homeowners forms

This question is part of Practise Exam 1
Asked by Wyatt Williams, Last updated: Dec 29, 2019

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1 Answer

John Smith

John Smith

Answered Jul 11, 2017

The comprehensive form (HO-5) only

The comprehensive form (HO-5) is the only homeowners policy that insures loss of personal property items by what is known as mysterious disappearance because it covers loss by theft, misplacing, or losing. The other policy forms only cover loss because of damage, destruction, or theft of property. The broad form (HO-2) covers only named perils, and mysterious disappearance is not one of them. The special form (H0-3) offers only broad form coverage...Read More
 

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