What does the term personal Injury usually mean under liability insurance policies?
A. Injury for such things as libel, slander, false arrest, or invasion of privacy B. Only bodily injuries that are suffered by individuals C. Any form of injury that affects a person, including bodily injury, property damage, financial injury, and damage to one s reputation D. Injuries suffered by named insureds or family members who are insured under personal lines policies
Injury for such things as libel, slander, false arrest, or invasion of privacy
Some policies cover an insureds exposure for personal injury, which means liability for such things as slander, libel, false arrest, and invasion of privacy. In the insurance business bodily injury and personal injury have different meanings and are not used interchangeably. The term bodily injury is limited to physical injury.