How do you write and submit a refusal to pay a debt? - ProProfs Discuss
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How do you write and submit a refusal to pay a debt?



This question is part of FDCPA Assessment
Asked by AstraLMS, Last updated: Feb 16, 2018

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2 Answers

j.Barbara

J.Barbara

Answered on Feb 16, 2018

There is a disputed debt clause in the fair debt collection practices act that says you have a 30 day window to dispute the debt in writing and request that the debt collector provide you more detailed information about the debt as well as documentation that proves that you are in fact the person that owes the money.

Until this information is provided by the debt collector they may not continue to seek payment from you and they are unable to take you to court over the debt. Because of this clause of the letter is written and sent the debt collector will have to cease communication until they have complied with the law.

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John Smith

John Smith

Answered on Jan 29, 2017

Requires a debt collector to cease communicating with a consumer regarding a debt.
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