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When does the bodily injury or property damage occur where claims-made general liability coverage does not apply?



A. On the policy's retroactive date
B. Before the policy's retroactive date
C. After the policy's retroactive date
D. Before the effective date, if there is no retroactive date

This question is part of Practise Exam 1
Asked by Wyatt Williams, Last updated: Jan 18, 2020

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1 Answer

John Smith

John Smith

Answered Jan 23, 2017

Before the policy s retroactive date

A retroactive date on a claims-made liability policy marks the date on which coverage for reported claims begins. An occurrence on the retroactive date would be covered, but there would be no coverage for bodily injury or property damage that occurred prior to the retroactive date.
 

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