Barbara has just applied for a credit card. She is an 18-year-old high school graduate with few valuable possessions and no credit history. If Barbara is granted a credit card, which of the following is the most likely way that the credit card company will reduce its risk?
A. It will make Barbara’s parents pledge their home to repay Barbara s credit card debt. B. It will require Barbara to have both parents co-sign for the card. C. It will charge Barbara twice the finance charge rate it charges oldercardholders. D. It will start Barbara out with a small line of credit to see how she handles the account.