When you say copay, this means that you are dealing with an amount that has a fixed rate. No matter what you do, the amount that you have to pay for will remain to be the same. It is different when you make use of your deductible. Every time you would use your health plan, you need to pay out of pocket first before it will get approved.
Take note that in most cases, a copay will not go towards the deductible. Consider these two things because you know how expensive it would be to get sick and to get treated. You need to be prepared at all times so that you will not have any problems with getting the right treatments that you are searching for.
Copay is known to be a type of fixed fee that you will pay for. You need to pay for this when you get covered care. Covered care will involve some activities like visiting the office or getting prescription drugs. When you say deductible, this means that you would need to pay for this amount upfront.
This means that it is only after the details about this has been approved by your insurance company, that is the only time when you will get the money that you have paid for. Take note that your copay will not usually go to your deductible. Knowing the distinction between the two will definitely help you out.