Can I use Zelle for international payments? - ProProfs Discuss
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Can I use Zelle for international payments?

Asked by G. Cole, Last updated: Apr 02, 2020

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T. Moses

A professional writer in a well-reputed company.

T. Moses, Copywriter, MA in English, California

Answered Apr 01, 2020

The correct answer to this question is No. Zelle is not able to be used for international payments. This electronic payment system can only be used in the country of the United States. Zelle is a program that is setup through banks and the banks that are enrolled in the program are United States banks.

Along with that, one would need a United States phone number to enroll in the program. This is one of the downsides to Zelle, because it can not be used to send money internationally. Other payment systems, like PayPal and CashApp support sending money to other countries.

 

William James

Being a social activist means I have to stay active online as well as offline.

William James, Social activist, Master of Social work(MSW), Milford, Connecticut

Answered Mar 19, 2020

Zelle cannot be used for international payments. The Zelle electronic payment service network only functions in one country, which is the United States. Zelle cannot work in any other part of the world. This is simply due to the fact that the banks that are supported by the Zelle platform are only the United States banks.

Therefore, since these banks are not located in any other part of the world except for the United States, the platform will not function in other countries. This is unlike some other payment transaction platforms such as Payoneer and PayPal, which works across several countries and continents.

Another factor to notice is that Zelle transfer has to do with a phone number, and of which, since the registration of the platform is simply made with the United States phone number; you will notice be able to make transactions on the platform outside the US. The US phone network only works in the United States.

 

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