Columbus Day is considered to be a federal holiday. This means that this is a type of holiday that is recognized by the government. This means that all of the federal offices are closed. It would be hard to do transactions on this day and people are expected to commemorate the event instead.
Take note that while this is highly recognized, there are some establishments that have decided to still offer their business because they know that people may need their services or products for their own personal purposes. It is expected that in states wherein Columbus Day is not being celebrated, the different offices will definitely be open and ready to serve.
Of course, Columbus Day is a federal holiday. It is usually marked with respect to Christopher Columbus, and the day is recognized by several countries majorly in Europe and America. The day is usually marked on the second Monday of the month of October, and it occurs every year. This day has survived decades, and it's still in practice by big countries until now. Though this day remains a federal holiday in the United States, each state chooses to what extent they want to recognize and celebrate the holiday.
Usually, the schools are still opened on this very day. Some government workplaces can be closed, as well as some stores and offices, while some will still be opened and running their businesses. There are actually some states in the US where this holiday is well recognized and marked, such as Virginia, Florida, and many others. Although it actually seems as if some changes are occurring in the day as some other festivals are being celebrated along the Columbus Day. While some have exchanged it for the Indigenous People's Day celebration.