What is a good credit score? - ProProfs Discuss
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What is a good credit score?

Asked by Mike John, Last updated: Sep 27, 2018

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Mike John

Self Motivator, Energetic & Smart Team Lead

Mike JohnContent Explorer, MCA, Los Angeles, California, USA
Content Explorer, MCA, Los Angeles, California, USA

Answered on Sep 27, 2018

Credit score of 700 and above is considered a good credit score. Credit score is a number that determines an individual's credit worthiness which is based on a person's credit history. Borrowers use credit score to determine the possibility that an individual can repay his or her debt. A good credit score results in lower interest rate but a poor credit score (300 - 600) means more interest rate on a loan and a short time is given for the repayment of the loan. Credit score of 800 and above are considered excellent. People with such credit scores get loans easily compared to people with bad credit scores.

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