How should this patient be registered? A patientÂ is seen in the ED and states their elbow injury is a result of a motor vehicle accident.Â The patient was the driver. The patient has Allstate car insurance and a BCBS policy through his work.
A. BCBS Policy ONLY B. Allstate policy ONLY. C. BCBS policy as Primary; Allstate policy secondary D. Allstate policy as Primary; BCBS policy secondary
When two cars collide, it is not only a question of responsibility; it is the time and place to consider what to do next — Allstate policy as primary and Blue Cross Blue Shield policy secondary. Auto insurance can help shield you from expensive, inconvenient surprises. Being covered in an accident is imperative for your finances and your health.
When you get into an accident as an insured driver, you receive help with automobile repairs paying medical bills, possible legal defense costs, and more. A policy with Allstate allows you to obtain personalized advice from agents, and you may utilize tools such as Drivewise, which is quality coverage. Blue Cross Blue Shield is a federation of thirty-six independent health insurance companies that provide for health organizations. It is one of the most traditional and widely used insurance policies.
The correct answer to this question is D, Allstate policy as Primary; BCBS policy secondary. What a patient is involved in a car accident, and it happens to be covered under MVA policy, then MVA policy must be billed. In this instance, MVA stands for the Maryland Motor Vehicle Administration. However, most states have a similar policy to the policy that Maryland has.
Another point to note is that if the patient has medical insurance, that insurance policy is billed as a secondary form of insurance. This is why Allstate would be primary, for that is the vehicle insurance. Then, any injuries that are not covered by Allstate would be sent to BCBS, which stands for the insurance company Blue Cross Blue Shield.