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Consumer Questions and Answers (Q&A)

This is true. There are certain times when deleted information can be put back onto a credit report. However, the Fair Credit Reporting Act has made it much more difficult for these circumstances to occur. Therefore, if you are alerted that it’s going back on your credit report, something rare has occurred. One of the most common reasons this happens is because the item has been verified to be an accurate charge.

Most credit reports have charges that have been verified to have happened. If a company can’t verify that it happened, or they have doubts about it, it is typically taken off after thirty days. If the charge is later verified, it is typically added to the credit report with a legal notice that it is being put back on the credit report.

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Once in a while, basic information such as name, address, and contact numbers are collected from people when they applied for a service or purchased a product. A consumer reporting agency also collects these personal information from individuals and also their credit activities. An important job of these agencies is to keep every consumers data safe and private.

If an individual decided to increase their credit card limit or want to purchase a house or a luxury car, these data will be made available to investigate whether that individual is creditworthy or not. But if an employee of the reporting agency reveals information of a consumer without authorization, they will need to pay a fine and/or will face two years in jail.

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A is the answer to this question. There are instances when consumers would like to find the right products. In order for companies to know if people are happy with the items that they are offering, they would need to create different charts so that they can see the progress of their products.

The better that their products are selling, the better it would be for their business. If in case companies will see that their products are not selling well, they can probably come up with certain solutions that will allow them to improve their sales and make their products the choice of the consumers.

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A store brand is produced and marketed by the company’s selected manufacturing companies. A store brand is often cheaper and just as good as the name brand items. Medicine is a good example of this; you could buy the name brand (long and hard to say sometimes) for Excedrin, but it’s the same as the acetaminophen next to it in the same green packaging.

There are a few times when this is not the case - often you want to buy a name brand you’re familiar with if you don’t trust a store brand. One such case is, actually, computers. A trusted name brand is often better quality than a cheaper, unknown “in store” brand. Otherwise, the name brand is often just as good as the other stuff.

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