Financial Safety: Protecting Youth From Frauds And Scams (Nv)
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This quiz is worth 1.0 Training Hours
- 1.
Which of the following is one reason youth in foster care are often the victims of identity theft?
- A.
They usually have no credit.
- B.
Their personal information passes hands frequently.
- C.
They usually have no criminal history.
- D.
All choices are correct.
Correct Answer
D. All choices are correct. -
- 2.
An “Overpayment” scam is when a scammer
- A.
Gives someone too much cash.
- B.
Charges too much for an item.
- C.
Returns stolen goods to a store for a cash return.
- D.
Pays too much using a fraudulent check and asks you to return the difference.
Correct Answer
D. Pays too much using a fraudulent check and asks you to return the difference. -
- 3.
You cannot get in trouble simply for buying stolen goods.
- A.
True
- B.
False
Correct Answer
B. False -
- 4.
What is one of the best ways a renter can protect him/herself from becoming the victim of a housing scam?
- A.
Bring a credit report to the showing.
- B.
Live with a roommate.
- C.
Visit the property and research the landlord or property management company online.
- D.
Compare property prices online extensively before choosing a property to rent.
Correct Answer
C. Visit the property and research the landlord or property management company online. -
- 5.
Which of the following is a red flag for a job scam?
- A.
Higher-than-normal wages.
- B.
Interviews over Instant Message.
- C.
Skilled Jobs that say “No experience necessary.”
- D.
All choices are correct.
Correct Answer
D. All choices are correct. -
- 6.
Which of the following is a red flag for a lottery scam?
- A.
Being asked to pay a fee or taxes up front to claim a prize.
- B.
Winning money for a lottery you entered.
- C.
A gas station selling lots of scratch-off lottery tickets.
- D.
Having taxes or fees reduced from your prize winnings.
Correct Answer
A. Being asked to pay a fee or taxes up front to claim a prize. -
- 7.
Which of the following statements about predatory lending is FALSE?
- A.
Often, the finance company offering a predatory loan is operating completely within the law.
- B.
Offers that say “No credit? No problem.” are often associated with predatory lending practices.
- C.
All loans are predatory.
- D.
Predatory lending happens when high-pressure sales tactics are used to get someone to borrow more than they should.
Correct Answer
C. All loans are predatory. -
- 8.
What is a good way to keep foster youth’s identities safe?
- A.
Store sensitive documents on www.MyJumpVault.org
- B.
Conduct sensitive business over public Wi-Fi.
- C.
Save passwords and login information on public computers.
- D.
Tear up papers with private information on it before you throw it away.
Correct Answer
A. Store sensitive documents on www.MyJumpVault.org -
- 9.
If I’m worried about a minor in my care having his or her identity compromised, I can create and freeze a credit report on his or her behalf.
- A.
True
- B.
False
Correct Answer
A. True -
- 10.
What is the earliest a person can have his or her identity stolen?
- A.
Age 18
- B.
As soon as the person begins working or establishes credit
- C.
Age 16
- D.
No one is too young to have their identity stolen.
Correct Answer
D. No one is too young to have their identity stolen. -
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Our quizzes are rigorously reviewed, monitored and continuously updated by our expert board to maintain accuracy, relevance, and timeliness.
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Current Version
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Apr 11, 2018Quiz Edited by
ProProfs Editorial Team -
May 03, 2016Quiz Created by
Whitney
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