Licensure, Ethics And The Insurance Producer

Licensure, Ethics And The Insurance Producer
  
Created Jun 16, 2011
by
ernesto1956
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Side ASide B
An insurance salesperson who offers a $100 gourmet dinner in exchange for the purchase of a...
d
In what phase of the selling process are serious problems of misrepresentation likely to occur?A....
b
Which of the following phrases should agents avoid using when explaining policies to prospective...
b
All of the following are involved in a product presentation exceptA. pressureB. educationC....
a
Which of the following is NOT part of the home office underwriting process?A. Credit reportB....
c
The basis for many state statutes regulating insurance advertising is the NAICsA. McCarran-Ferguson...
d
Ethics is best described asA. laws and statutes enacted by duly elected representativesB. religious...
c
Which of the following is the goal of a sales presentation?A. To educate the client so the...
a
Which of the following is not part of a sales presentation?A. Review and re-establish the client-producer...
c
Which of the following should a producer not do during a presentation?A. Explain and educateB.Sell...
b
All of the following are reasons why it is seldom in the best interest of a policyholder to...
b
Diverting insurance funds for personal use is an example ofA. replacementB. rebatingC. misuse...
c
Selling variable universal life insurance policies as mutual funds is an example of a prohibited...
b
When an agent spreads a false story that damages a competing agent's reputation, the offense...
b
When values of an insurance policy are used to purchase another policy with the same insurer...
d
Which of the following is an objective of the NAIC?A. To promote federal legislation of the...
b
Which of the following is not a provision of NAIC's Life Insurance Illustrations Model Regulation?A....
b
Which of the following is not part of a product presentation?A. Explaining policies B. Asking...
b
The use of preprinted material in a sales presentation is recommended for which of the following...
c
The purpose behind full disclosure requirements is toA. make sure a client is told everything...
b
Jim gives Bill a couple of tickets to a baseball game to thank him for purchasing a policy....
a
Which of the following is an example of churning?A. illegally inducing a person  to drop...
c
Melanie is a newly licensed producer. A customer calls and asks for some product recommendations,...
d
Solicitation of insurance includes\A. inviting prospective purchasers to enter a contract for...
d


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