Comm 180 Exam 3 4

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31 cards   |   Total Attempts: 182
  

Cards In This Set

Front Back
Adware
Programs that permit advertisers to send ads without permission
Spyware
Outsiders see what computer is doing
Ciruses
Destroy programs
Phishing
Spam sent asking for info
Firewalls
Programs that limit access on computers
Encryptions
Using coding
Start of chp 19 coverage ratio
EBIT/I helsp det how much debt can be afforded
Debt coverage ratio
DR=TD/TA
Trade credite
One of three sources of debt, relates to the money that businesses owe their suppliers (ex AP or accrued liabs)
Financial intermediary
Someone that gets money frm one source and supplies it to others
Us federal reserve and us federal deposit insurance co
Main regulators of banks in us
Indenture
Loan agreement, specifies loan principle, interest rate, maturity, loan covenants and rights and such
Working capital loans
One of the kinds you get frm finan intermeds, ST loans that must be paid back within a year
Line of credit
Has right to take out given amount of money at any time, but doesn't have to
Mortgages
Long term loans that are collateralized by selected assets